Commercial Banker I

Truist Bank•Washington DC, DC

7d•Onsite

About The Position

The Commercial Banker I position is responsible for identifying, soliciting, developing, managing, servicing, retaining, and growing long-term profitable commercial relationships for clients with $5MM to $75MM in annual sales. This role involves offering a full range of loan, deposit, and fee-based services to existing and prospective commercial clients. The Commercial Banker I will leverage CCB Industry & Advisory teams and refer business and personal financial needs of assigned clients through the appropriate channel according to Integrated Relationship Management (IRM). Levels (I – III) are differentiated based on years of commercial banking experience, portfolio size, and overall potential in the role per leadership discretion. The Commercial Banker I will leverage the Truist Sales Process, Financial Insights, and the Industry & Advisory team to consistently deliver a differentiated client experience in all client, prospect and center of influence (COI) interactions. They will manage, service, and grow an assigned book of commercial banking clients, and execute on prospecting activities to grow new commercial banking households. A key aspect of this role is understanding and contributing to the credit decisioning process, including analysis and interpretation of financial statements, credit structuring, underwriting requirements, policy knowledge, risk identification and mitigation, all in accordance with the Truist credit risk appetite. The focus is on driving continual improvement in portfolio revenue growth and new production revenue. Proactive client contact is essential to fully develop commercial banking relationships by executing on Integrated Relationship Management (IRM) principles, including identifying all business and personal financial needs and bringing in appropriate partners to deliver Truist solutions. The role requires monitoring, maintaining, and updating sales activity, pipeline, and other pertinent information using the Bank’s client relationship management (CRM) system, and executing on all risk, operational, policy, and quality expectations related to the assigned client portfolio.

Requirements

Bachelor's degree or 4 years working experience or equivalent education and related training
One year related experience in banking or financial services
Basic understanding of credit and finance
Excellent verbal and written communication skills
Excellent negotiation skills
Demonstrated proficiency in basic computer applications, such as Microsoft Office software products

Nice To Haves

Levels (I – III) should be differentiated based on years of commercial banking experience, portfolio size, and overall potential in the role per leadership discretion.

Responsibilities

Identify, solicit, develop, manage, service, retain and grow long-term profitable commercial relationships for clients with $5MM to $75MM in annual sales.
Offer a full range of loan, deposit, and fee-based services to existing and prospective commercial clients.
Leverage the CCB Industry & Advisory teams as appropriate to create the optimal client experience.
Refer business and personal financial needs of assigned clients through the appropriate channel according to Integrated Relationship Management (IRM).
Leverage the Truist Sales Process, Financial Insights, and the Industry & Advisory team to consistently deliver a differentiated client experience in all client, prospect and center of influence (COI) interactions.
Manage, service and grow an assigned book of commercial banking clients.
Execute on prospecting activities to grow new commercial banking households.
Understand and contribute to the credit decisioning process, including analysis and interpretation of financial statements, credit structuring, underwriting requirements, policy knowledge, risk identification and mitigation, all in accordance with the Truist credit risk appetite.
Focus on driving continual improvement in portfolio revenue growth and new production revenue.
Proactively contact clients to fully develop commercial banking relationships by executing on Integrated Relationship Management (IRM) principles.
Identify all business and personal financial needs and bring in the appropriate partners to deliver Truist solutions.
Monitor, maintain and update sales activity, pipeline, and other pertinent information using the Bank’s client relationship management (CRM) system.
Execute on all risk, operational, policy and quality expectations related to assigned client portfolio.