Citi Commercial Bank - Commercial Associate, Healthcare, Higher Ed & Nonprofit

Citi • New York, NY

2d • Onsite

About The Position

We are seeking a highly motivated Associate for a front-office coverage role on Healthcare, Higher Ed & Nonprofit team. This position is an excellent opportunity for individuals looking to build a career in a nonprofit industry. The Commercial Associate role is an entry-level position at Citi. The associate will receive a strong foundation of knowledge and training, gain real-world experience and add immediate value to the team. This role focuses on developing core competencies in financial analysis, credit risk assessment, and client management within the dynamic of the nonprofit industry.

Requirements

• 1-2 years associate work experience.
• Proficiency in financial modeling and financial data analysis is required.
• Strong presentation skills.
• Strong analytical and problem-solving skills.
• MS Word, Access, Excel, and PowerPoint are second nature.
• Obtain Series 63 and 79 licenses, and pass SIE, within 150 days of joining.

Responsibilities

• Cover a portfolio of 40-50 clients in conjunction with deal teams comprised of Analysts, Associates, Vice Presidents, and senior Credit Officers.
• Act as a primary contributor and reviewer in all facets of deal execution, including in-depth financial analysis, complex financial modeling, risk analysis, and due diligence for credit extensions to new and existing clients.
• Support senior bankers in managing client relationships and interact with various internal partners, including Loan Structuring & Syndications, Commodities, Treasury & Trade Services, and various operations functions to deliver integrated financial solutions.
• Assist with the training and professional development of junior Analysts on the team.
• Conduct detailed company research and industry analysis to identify key trends, risks, and opportunities within the non-profit sector.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding the bank, its clients, and assets. This includes driving compliance with applicable laws, rules, and regulations, adhering to Policy, applying sound ethical judgment, and escalating, managing, and reporting control issues with transparency.

Benefits

• medical, dental & vision coverage
• 401(k)
• life, accident, and disability insurance
• wellness programs
• paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level