Commercial Account Manager II - CLS

GM Financial•Irving, TX

14h•Hybrid

About The Position

GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships with auto dealers, we offer attractive retail financing and lease programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses. At GM Financial, our team members define and shape our culture — an environment that welcomes new ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work — we thrive. Our Purpose: We pioneer the innovations that move and connect people to what matters This position will be posted until filled.

Requirements

Understanding of commercial lending with emphasis in captive automotive dealership financing.
Understanding of dealer operations.
Proficient in Microsoft Office.
Knowledge of dealership, fleet/commercial and indirect auto finance industry operations.
Knowledge of credit underwriting.
Knowledge of accounting, financial statement analysis, cash flow and dealer workout.
Excellent analytical skills.
Innovative thinker with strong ability for strategic vision.
Ability to interface with all levels of management.
Excellent oral/written and interpersonal skills.
Must be self-motivated and able to work independently.
Ability to make sound business decisions based on policies and procedures.
Detailed oriented and capable of managing multiple opportunities simultaneously.
Excellent customer service skills.
Excellent persuasive and presentation skills.
Team player with strong leadership and motivational skills.
Able to prioritize tasks to meet deadlines.
Directly related experience in commercial lending.
Experience in automotive dealership commercial lending environment.
Bachelor’s Degree or equivalent experience.
Candidates who require visa sponsorship cannot be considered.

Nice To Haves

Master’s Degree or CPA.

Responsibilities

Acts as the central point of contact for all internal and external customer commercial lending requests or inquiries.
Coordinates and manages dealership or GM Financial requests and inquiries to completion.
Regular communication with dealership owners to discuss trends, and look for additional GMF business opportunities.
Perform financial analysis utilizing monthly operating reports or financial statements on assigned dealers.
Monitors and manages assigned portfolio with data obtained from both internal and external sources.
Proactive risk recognition; develop actionable plans to mitigate risk when identified and elevate to CLS leadership and the Special Assets team as warranted.
Uses data analysis when solving problems. Looks and probes to gain a better understanding of complex or unusual situations, understands the customer and their operations and provides a consultative approach in support.
Works closely with legal counsel to identify potential legal or security issues that may impact GMF rights to enforce agreements or put collateral in jeopardy.
Effectively communicates analysis results to internal employees, management, and customers.
Takes full accountability for decisions, actions, and results.