Collector

Suncoast Credit Union•Tampa, FL

14h•Remote

About The Position

The Member Solutions Advocate communicates with members with past due accounts by telephone, electronic, or written communication in a call center environment. Determines reasons for loan delinquency. Following Credit Union policy, offers suggestions or recommendations to restore loan to a current status, minimize Credit Union losses, and increase net recoveries.

Requirements

High school diploma or equivalent
5 or more years progressively responsible consumer collection experience with a financial institution.
Basic accounting skills to post payments to General Ledger and members’ accounts
Ability to prioritize tasks, deal effectively with competing and changing priorities to meet deadlines
Accurate, detail-oriented, and organized with task management

Responsibilities

Communicates with members regarding their entire relationship and past due accounts by telephone, electronic, or written communication.
Performs financial analysis, determines reasons for loan delinquency, and determines member’s ability to bring the loan to current status.
Mentors peers (as needed) to promote transference of knowledge.
Communicates directly with members to discuss complaints and escalated issues.
Identifies, researches, and resolves complex account problems for members.
Collects on a portfolio of loans in all stages of delinquency and/or high risk to reduce the financial exposure of the Credit Union.
Works assigned collection queue as well as other specialty queues as assigned by supervisor or management daily.
Following Credit Union policy, offers suggestions or recommendations to restore loan to a current status. Recommendations may include payment extensions, due date changes, referral to or outside consumer credit counseling, repossession (both voluntary and involuntary), or redemption.
Notes all activity as a result of each call on assigned accounts in Member Solutions software.
Ensures all account information is correct. Makes corrections or refers account to appropriate department for further research.
Completes assigned number of collection calls per day.
Uses various credit reporting and skip tracing services and/or software to obtain information to help in the recovery of the unit and/or funds.
Performs rights of offset on depository accounts and applies funds to delinquent and/or charged-off loans.
Posts payments to members’ accounts and General Ledger.
Assists in the training of new Member Solutions employees.
Assists in training other Credit Union employees on Member Solutions policies and procedures.