Collateral Inspector

Central Texas Farm Credit•Coleman, TX

17h•$47,000•Hybrid

About The Position

Central Texas Farm Credit is seeking a detail-oriented Collateral Inspector to support agriculture and rural communities through accurate, reliable collateral evaluations. In this role, you’ll work as part of a collaborative credit and appraisal team, assisting with inspections and valuation reports on real estate, equipment, livestock, and other collateral while helping ensure compliance with association and district standards. This position combines analytical skills, fieldwork, and a strong understanding of agricultural assets to support sound lending decisions and exceptional service to our customer-owners.

Requirements

Bachelor’s degree in Business Administration, Agricultural Economics, Finance or a related field, or equivalent experience and zero (0) to two (2) years’ experience in finance and/or banking in the area of collateral evaluation.
General knowledge of accounting/financial systems.
Specialized knowledge of property and collateral evaluation methods.
Specialized knowledge of real estate instruments and records.
Skill in research and analysis of public records.
Skill in oral and written communication.
Basic skill level in Microsoft Office applications.
Ability to perform valuations of agricultural producing properties under moderate supervision.
Ability to communicate complex information to a non-technical audience.
Ability to sit for long periods of time.
Ability to stand for limited periods of time.
Ability to walk moderate distances.
Frequent finger/hand manipulation (e.g. keyboard, office equipment, small hand tools, etc.).
Occasional lifting, carrying, pushing, and/or pulling while exerting up to 50 pounds of force.
May require a valid driver’s license.

Responsibilities

Assists with collateral valuations in compliance with district and association collateral evaluation standards and procedures on personal property, chattels and real estate throughout the association’s territory.
Maintains comparable sales data, current improvement cost data, current livestock market data, current equipment cost data, and other resource information required to make accurate evaluations. Communicates findings regarding real property and chattel value trends to management.
Prepares collateral valuation reports and all related correspondence as directed by the Sr. Collateral Evaluator or Appraiser.
Identifies and attends professional educational courses, documents valuation assignments and work experience as required by the Chief Credit Officer.
Offers cost effective valuations and related services.
Assists in monitoring the standards of conduct within the appraisal services area. Ensure that all policies, procedures and regulations are adhered to as required.