Collateral Analysis Officer

East West Bank•New York, NY

18h

About The Position

The Structured Finance/Specialty Finance Assistant Vice President will drive portfolio performance by actively monitoring loan performance where repayment relies primarily on asset-based cash flows. They will be responsible for assessing complex collateral structures, covenant compliance, borrowing base management, funding transactions and overseeing monthly cash flow waterfalls to ensure transactional integrity. As a client-facing role, they will also be required to service and escalate loan and banking related issues/queries as needed.

Requirements

5-7+ years of Collateral Analysis experience with preference in Structured Finance Industry or Asset back Lending (Commercial Lending)
Bachelor’s degree in economics, finance, accounting, or equivalent work experience
Strong Excel and MS Office suite skills mandatory (Aptitude Assessment may be required)
Excellent verbal and written skills
Must be able to work independently and within a team environment.
Must be detailed oriented, quick study and proactive
Applicants must have legal authorization to work in the United States.
We do not offer visa sponsorship at this time.

Responsibilities

Provide senior oversight of collateral risk management for Structured Finance customers
Serve as subject‑matter expert on complex collateral structures, borrowing base mechanics, eligibility criteria, and concentration limits
Review borrowing base methodologies, exceptions, and structural changes in accordance with credit policy and loan documentation
Partner with Relationship managers, Portfolio team, Third party vendors and Credit on new originations, amendments, renewals, and complex transactions
Assist and identify portfolio‑level risk assessments, trend analysis, and early warning identification for collateral performance issues
Oversee escalations related to collateral discrepancies, audit findings and custodian matters
Ensure accuracy and compliance of advances, paydowns, distributions, and monthly settlement activity
Monitor and maintain Senior collateral supervision KPI metrics
Serve as primary contact for internal, external audits, and regulatory examinations related to collateral
Lead collateral process improvement and automation initiatives to enhance efficiency and control
Prepare executive‑level portfolio and risk reporting for senior management
Manage, mentor, and develop team, including training, performance management, and coverage
Perform ad‑hoc analysis and special projects as requested by senior management
May perform other duties as needed.