CLU Portfolio Manager I or II

Truist Bank•Greensboro, NC

17h•Onsite

About The Position

Responsible for underwriting all credit requests, including new requests as well as credit decisioning within some portfolios. Accountable for recommending credit structures with respect to quality and profitability within assigned geographies. Fundamental duties include ensuring that the risk philosophy, risk appetite, and lending strategies are adhered to while maintaining a high level of client responsiveness. Analyze financial statements and navigate a wide variety of financial structures, credit scenarios. Ensure commercial lending activities are executed according to Truist's policies and procedures. Builds effective relationships with Risk Management and client managers. Truist in-office requirement is 5 days per week. Candidate must be located in one of the following locations: Greensboro, NC, Orlando, FL, Winston-Salem, NC, Richmond, VA. No remote or telecommute option.

Requirements

Bachelor's degree, or equivalent education and related training
Entry level experience in commercial lending, credit experience, and/or classes/training program
Rudimentary commercial lending, underwriting, and regulatory knowledge
Effective problem solving skills
Understanding of financial and cost accounting principles
Strong interpersonal, written, and communication skills
Demonstrated proficiency in basic computer applications, such as Microsoft Office software products
3 years or less experience in commercial lending and/or credit experience
Comprehensive commercial lending, underwriting, and regulatory knowledge

Nice To Haves

Demonstrated proficiency in commercial lending systems
Master's degree in Finance, Accounting, Economics, Business or equivalent financial industry training

Responsibilities

Support the commercial lending process through underwriting, policy knowledge, credit structuring, and risk assessment in credit request packages in a small or homogeneous portfolio. Ensure packages are complete, accurate and thoroughly documented
Analyze and/or recommend adjustments to financial statement spreads
Interact with client, verbally and in writing, on pending loan requests or portfolio management actions
Understand and articulate all Truist Wholesale Credit policies, procedures and processes. Recommend credit within the Bank's risk appetite, and document when and why exceptions are appropriate. May require specialized underwriting skills for Commercial and Industrial, Commercial Real Estate, SBA lending, and other product offerings
Exercise prudent credit judgment through individual loan authority, if applicable
Keep abreast of changing business and economic developments which impact the loan portfolio, its profitability, risk management and banking in general