Closer

Primary Residential MortgageTowson, MD
Onsite

About The Position

The purpose of this position is to ensure closing documents are correct with the chosen investor and loan program. This includes but is not limited to form numbers, dates, margins, and caps.

Requirements

  • Previous mortgage or title experience

Nice To Haves

  • Excellent communication and customer service skills
  • Organized and detail-oriented
  • A self-motivated team player

Responsibilities

  • Prepares and provides mortgage closing docs for the buyers/borrowers for signature at closing
  • Verifies accuracy and consistency of specifications on documents, such as closing submission and approval forms and notes any inconsistencies
  • Answers questions regarding closing requirements for all parties
  • Enters all required information into DataTrac or any other required closing system
  • Uses margins and caps from the closing submission forms, checks against investor requirements, and contacts branches for clarification if the data differs
  • Enters changes to closing documents, such as fees, interest adjustments, and payment dates, into DataTrac
  • Uploads new documents into DocumentTrac
  • Completes checklists for specialty loan types or ARMs
  • Runs Compliance Ease reports on all files before closing documents are released
  • Assembles documents for delivery to the Title Company, real estate broker, or lending officer for closing, including final 1003, GFE, initial disclosures, tax returns, borrower explanation letters, hold harmless or any other required conditions
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