Closer II

Wintrust•Rosemont, IL

6d•Onsite

About The Position

Wintrust Mortgage was founded in 1981 to help customers achieve the American dream of homeownership and has since successfully navigated the ever-changing real estate market. As a full-service, federally chartered lender with offices located across the country, we’re dedicated to providing customers with a wide range of mortgage products and have the capability to lend in all 50 states. To complement the basic conventional, FHA, and VA loan programs, we are uniquely positioned to meet the needs of the continually evolving market. Wintrust Mortgage is part of Wintrust, a financial services company with more than $66 billion in assets.

Requirements

3 – 5 years of Mortgage Lending/Closing experience, as well as Financial Software, Customer Service and communication skills.
Thorough knowledge and understanding of TRID, TILA and RESPA Guidelines. (FNMA, FHLMC, FHA/VA)
Experience and extensive knowledge of TRID guidelines
High School or equivalent degree.
Ability to work in a “fast paced” environment
Good organizational, written and telephone skills.
Great work ethic
Customer service oriented

Nice To Haves

Knowledge of State Bond Programs a plus
Knowledge of Encompass a plus

Responsibilities

Preparing all loan-closing documents and ensuring that they are accurate to have a fully compliant mortgage loan.
Carefully review all documents for any errors and confirm that pricing and program are correct to ensure loans are funded.
Confirms scheduling information (time, location) with the Title or Escrow Company and internal Closing calendar when information is received.
Verifies accuracy and consistency of documents by performing an audit of the file checking for any discrepancies while preparing closing package.
Completes a minimum of 50 closing packages monthly.
Funds the loan in compliance with investor guidelines as well as meeting all at-closing conditions to assist investor delivery for the third-party sale of the loan.
Reviews Closing Disclosure for accuracy and completeness.
Requests wire from the warehouse line.
Forwards the Closing Disclosure to the consumer, processor and loan officer/assistant in one of the 3 approved delivery methods.
Communicates with the title/escrow company prior to the consummation and/or during the signing if necessary.
Authorizes funding to Title/Escrow Agents.