Claims Attorney (Municipal Entity)

Tokio Marine HCC•Troy, MI

12h

About The Position

Tokio Marine HCC - Public Risk Group is seeking a self-motivated Claims Attorney to join its Casualty Claims team. The role handles litigated and non-litigated claims primarily under Auto and General Liability policies, and may also involve Law Enforcement, Public Officials, and Employment Practices liability policies in various jurisdictions. The position involves interpreting coverage and collaborating with outside counsel to analyze and resolve claims within designated authority limits. The Claims Attorney investigates claims, evaluates liability and damages exposure, drafts and issues coverage position letters, and develops strategies for resolving litigated and non-litigated claims. The role also determines probable loss exposure, establishes reserves, and maintains claim files and documents in accordance with company policy and procedure. The Claims Attorney reports to a senior member of the Casualty and Litigation management team and works claims from their desk with limited supervision. The role begins with training on policies, procedures, governmental immunities, claims systems, and departmental operations. Over time, the attorney is expected to manage a growing inventory of claims with increasing independence, communicate with insureds and brokers, prepare coverage letters and authority requests, and settle claims as appropriate within their authority. Necessary adjusting licenses are expected within approximately 180 days, or within a timeframe directed by management.

Requirements

Juris Doctor (J.D.).
Minimum of five years of relevant legal experience.
Active Adjuster’s License or commitment to obtain one within six months.
Intermediate proficiency and experience with Microsoft Office Suite, specifically Outlook, Word, Excel, and PowerPoint.

Nice To Haves

Two or more years of relevant claims-handling experience.

Responsibilities

Interpret insurance coverage and collaborate with outside counsel to analyze and resolve claims within designated authority limits.
Investigate claims and analyze liability and damages exposure.
Draft and issue coverage position letters.
Develop strategies and action plans to resolve litigated and non-litigated claims.
Determine probable loss exposure and establish reserves.
Maintain claim files and documents in accordance with company policy and procedure.
Communicate with insureds and brokers, perform independent investigations, and explain the company’s coverage position.
Handle a growing inventory of litigated and non-litigated claims with increasing independence.
Complete authority requests and settle claims as appropriate within authority.
Obtain all necessary adjusting licenses within approximately 180 days of employment, or within the timeframe directed by management.

Benefits

Competitive salary and comprehensive benefit package.
Ongoing learning and development opportunities.
Opportunities for growth and career advancement.
Comprehensive medical, vision, and dental coverage, with eligibility beginning on the first day of employment.
Basic life and disability insurance.
401(k) plan with 6% company match.
20 days of PTO and two floating holidays, prorated.
Approximately 11 paid holidays and volunteer time off.
Paid parental leave.
Wellness program including mental health services, fitness network membership, and a complimentary Headspace subscription.
Student loan matching program.
Employee discount program.