Claims Attorney (Municipal Entity)

Tokio Marine HCC•Troy, IN

About The Position

Tokio Marine HCC - Public Risk Group is seeking a self-motivated Claims Attorney to join its Claims Department. The role handles litigated and non-litigated claims primarily arising under Auto and General Liability policies, and potentially under Law Enforcement, Public Officials, and Employment Practices liability policies, across various jurisdictions. The position involves interpreting coverage and collaborating with outside counsel to analyze and resolve claims within designated authority limits. The Claims Attorney reports to a senior member of the Casualty and Litigation management team and handles claims with limited supervision.

Requirements

Juris Doctor (J.D.).
At least five years of relevant legal experience.
Active Adjuster's License or commitment to obtain one within six months.
Intermediate proficiency and experience with Microsoft Office, specifically Outlook, Word, Excel, and PowerPoint.

Nice To Haves

Two or more years of relevant claims-handling experience.

Responsibilities

Interpret insurance coverage and collaborate with outside counsel to analyze and resolve claims within designated authority limits.
Investigate claims and analyze liability and damages exposure.
Draft and issue coverage position letters.
Develop strategies for resolving litigated and non-litigated claims.
Determine probable loss exposure and establish reserves.
Maintain claim files and documents in accordance with Company policy and procedure.
Communicate with insureds and brokers and conduct independent investigations.
Develop action plans for reserving and resolution opportunities.
Complete authority requests and settle claims as appropriate within authority.
Obtain all necessary adjusting licenses within approximately 180 days of employment or within the timeframe directed by management.

Benefits

Competitive salary and comprehensive benefits package.
Ongoing learning and development opportunities.
Opportunities for growth and career advancement.
Medical, vision, and dental coverage beginning on the first day of employment.
Basic life and disability insurance.
401(k) plan with a 6% company match.
20 days of PTO and two floating holidays, prorated.
Approximately 11 paid holidays and volunteer time off.
Paid parental leave.
Wellness program including mental health services, fitness network membership, and a complimentary Headspace subscription.
Student loan matching program.
Employee discount program.