Claims Adjuster - P&C

RH Wine & Co LLC•St. Charles, IL

3d•$60,000 - $74,000•Hybrid

About The Position

We are seeking a P&C Adjuster to join our claims management division. This individual is responsible for adjusting intermediate exposure automobile liability and general liability property damage and bodily injury claims. This includes the monitoring of defense counsel’s compliance to our best practice litigation handling guidelines specific to our required reporting cycles and budget compliance. This individual is responsible for adjusting basic to intermediate exposure automobile liability and general liability property damage and bodily injury claims.

Requirements

Bachelor’s degree in business or related equivalent education
Knowledge of common software programs such as Microsoft Office and Excel
Excellent verbal and written communication skills to complete internal and external reports
Strong cost- benefit analysis, decision making and organizational skills
Great customer service skills
Detail oriented and flexible in working with various service plan structures

Nice To Haves

1-2+ years of experience adjusting liability claims preferred, including litigation management
Familiarity with handling of first party claims as well as liability claims
Multi-jurisdictional tort law and overall federal law experience a plus
Experience in reporting key exposures to excess carriers and reinsurers a plus
Insurance designations not mandatory but a plus

Responsibilities

Follows Claims Best Practices, defined processes, and quality standards.
Secures contact with all relevant parties (insured, claimant, witnesses) to investigate liability using applicable state statutes.
Reviews claim correspondence and determines appropriate actions.
Evaluates liability claims and reports to excess carriers and reinsurers.
Reviews and interprets insurance policies for coverage determination.
Maintains detailed file notes, timely diary entries, accurate coding, and meets claim closing goals.
Drafts and discusses coverage letters with clients and agents before sending.
Ensures accurate and timely claim transfers per service plans and guidelines.
Provides proactive updates to clients, claimants, and insureds.
Communicates clearly and professionally in both written and verbal formats.
Participates in client reviews, teleconferences, and occasional travel for claim reviews.
Follows through on all committed action items with stakeholders.
Sets and adjusts reserves; authorizes or denies payments based on claim facts.
Negotiates settlements effectively, especially in complex cases with defense counsel.
Identifies and executes subrogation opportunities accurately.
Demonstrates urgency, ownership, and commitment to work.
Supports team and department initiatives.
Understands organizational goals and contributes to overall success.
Analyzes data to solve problems and supports implementation of initiatives.
Promotes collaboration and teamwork across departments.

Benefits

Salary range is $60,000 - $74,000 annually.
20 days of PTO each year.
12 paid holidays and YOUR BIRTHDAY OFF!
Medical, dental, and vision coverage on day one of full-time employment.
Paid Parental Leave
Telemedicine is free for you and your family (day one) if you are covered under our medical plan.
401k match.
Professional development support and a Linkedin Learning subscription.
Flexible time off with an encouraged time away to support a healthy work-life balance.
Life Insurance, Short term, and long-term disability on day one of full-time employment and paid for by IPMG.
IPMG offers a Year End Bonus to qualified employees
Onsite fitness center and showers, in our St. Charles, IL HQ office.