Claim Representative II - Casualty
California Capital Insurance•Bakersfield, CA
•Hybrid
About The Position
The primary purpose of a Casualty Claim Representative II – Casualty is to investigate, evaluate, and resolve commercial and personal lines casualty claims. Specific emphasis should be given to analyzing coverage, bodily injuries, negotiating and working with outside counsel. Focus on managing expenses and understanding personal and commercial line policies, including issuance of Reservations of Rights. Demonstrates superior claim service and produces appropriate claim settlements to our clients. It is incumbent upon this individual to understand regulations and the jurisdiction(s) involved in the claims being evaluated.
Requirements
- Bachelor’s degree and three to five years of casualty claim handling experience or five + years casualty claim handling experience.
- Experienced understanding and detailed knowledge of Commercial and Personal Lines Auto and General Liability, and policy language and coverages.
- Mathematically proficient with the ability to comprehend charts and graphs.
- Proven ability to comprehend contracts pertaining to relationships amongst insured parties and/or landlord/tenant/property management.
- Ability to multi-task and deal with numerous complex problems or issues simultaneously.
- Must be able to travel within assigned territory and maintain a valid driver’s license.
Nice To Haves
- Advanced technical training in insurance claim field and/or recognized insurance designation is preferred.
Responsibilities
- Investigate, evaluate, and resolve commercial and personal lines casualty claims.
- Analyze coverage and bodily injuries.
- Negotiate and work with outside counsel.
- Manage expenses.
- Understand personal and commercial line policies, including issuance of Reservations of Rights.
- Provide superior claim service and produce appropriate claim settlements to clients.
- Understand regulations and the jurisdiction(s) involved in the claims being evaluated.
Benefits
- Accrue twenty-one days of Paid Time Off during your first year
- Up to eighty-seven percent of benefits are covered by CIG for you and your family members
- Medical, Dental, Vision plans, Telehealth
- One hundred percent covered plans Basic Life & AD&D
- Employee Assistance Leave Management
- Long Term Disability
- Short Term Disability (Outside of CA)
- Employee Benefit Advocacy Hot Line
- Family Caregiver Support (Homethrive)
- Child Care Resources (Tootris)
- Business Travel Accident Protection
- Voluntary benefit offerings
- Short-term Disability (CA only)
- Voluntary Life AD&D self, spouse, and child plans
- Flexible Spending (FSA)
- Health Savings (HSA)
- Hospital Indemnity
- Accidental Injury
- Pet Insurance
- Commuter Benefit
- Critical Illness
- ARAG Legal Services
- Norton LifeLock
- Nine paid holidays, plus two floating holidays
- Above and Beyond Reward Recognition Program
- Kudos & Shout Out Points Program
- Quarterly Above and Beyond Bonus Program
- Annual Above and Beyond Bonus Program
- Competitive compensation
- Base compensation
- Salary Management
- Spot Bonuses
- Annual Incentive/Profit sharing program, potential payout annually based on company results.
- Discount partnerships
- Gym memberships, credit union, travel, shopping, restaurants, theme parks, and more
- Insurance, educational reimbursement, and bonus programs
- Employee Referral Bonus Program
- Home and Auto Insurance Discount Program.
- Paid Volunteer Time – Through company-planned community events and choose your own adventure PVT in giving back in ways that are meaningful to you!
- Retirement savings benefit (401k and Roth + match)
- Health & Financial Wellness
- Wellness platform, tools, and events - Vitality
- Health Savings Account – match
- Financial Wellness Resources
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
