Chief Product Officer

Monstro•New York, NY

24d

About The Position

Monstro is seeking a Chief Product Officer (CPO) to own the strategy, roadmap, design, and execution of its category-creating products. This role is a rare opportunity to lead the development of two distinct products: a bank-branded mobile consumer experience and an institutional platform for bankers, advisors, and operators. The CPO will inherit a launched MVP, enhance it based on client feedback and scaling demands, and define how the two products connect as a unified system. The position requires strong judgment in a new territory, a high standard for product quality, and the leadership to grow a team that operates at Monstro's pace. The CPO will be at the forefront of redefining how banking works for everyone, transforming financial interactions at scale and driving cross-functional alignment to ensure the company's success.

Requirements

15+ years in product overall, with meaningful time at the CPO or equivalent level in an early-stage or growth-stage environment.
AI-native mindset with hands-on experience across prototyping, requirements, user stories, and technical handoff.
Deep experience in fintech, wealth, banking, or complex regulated data products.
Proven track record leading two distinct products (consumer and institutional) and managing the complexity between them.
Experience taking a product from initial launch through client feedback cycles into scaled institutional deployment.
Comfortable inheriting a small team and building it into a high-performing product organization.
Strong builder DNA - experience with lean teams, fast iteration cycles, and real client constraints.
Bachelor's degree in Computer Science, Engineering, Business, or related field.
Calm, precise communicator across executive conversations, institutional partner meetings, and day-to-day with engineering and design.

Nice To Haves

MBA or advanced degree a plus.

Responsibilities

Lead and grow the existing product team of two product managers, setting standards for planning, prioritization, decision-making, and quality.
Hire product talent as scope grows and lead design from day one.
Own the post-MVP phase, enhancing the product based on roadmap priorities and client feedback.
Manage client delivery, including implementation, configuration, and go-live, in close partnership with engineering.
Shape the product from MVP into deployment across millions of users in collaboration with institutional design partners.
Manage the roadmap across both the consumer and institutional products as client priorities and business direction evolve.
Define how the bank-branded consumer experience and the institutional platform connect, share intelligence, and reinforce each other.
Ensure both products meet the precision and accountability standards required by institutional clients.
Define a modern, AI-first product process suitable for a regulated, high-accountability environment.
Leverage AI tools natively across prototyping, requirements, user journeys, and technical handoff.
Build from first principles, creating a new category of AI-native financial infrastructure.
Create the language and mental models for this new category.
Define how banks guide customers using AI-native intelligence, focusing on personalization, guidance, and actionability at scale.
Own Monstro's product narrative with bank partners, institutional design partners, and the market.