Chief Operating Officer

Gifted Savings

29d • $170,000 - $210,000 • Remote

About The Position

Gifted Savings, a non-profit start-up focused on making it simple, efficient, and rewarding to gift real investments and financial literacy to young people at scale, is seeking a strategic, execution-focused Chief Operating Officer (COO). This role will help grow and strengthen both their national high school program and their emerging direct-giving Friends & Family platform. The COO will lead the organization’s core business functions, including finance, legal, risk, compliance, operations, and HR, ensuring Gifted Savings is built on a strong foundation as it grows. This role involves translating vision into systems, structure, and execution, working closely with the Executive Director.

Requirements

• 7+ years of experience in operations, finance, or general management, ideally as a senior leader in an innovative nonprofit, tech startup, fintech, or other fast-moving environment.
• Strong financial leader with expertise in budgeting, forecasting, reporting, and decision-making.
• Experience navigating legal, compliance, or regulatory environments (fintech, financial services, nonprofit, or adjacent fields).
• Builder-operator who can translate big ideas into clear processes, structures, and execution.
• Strategic and hands-on approach, comfortable setting direction, diving into details, and doing the work.
• Rigorous data-driven thinking with a test-and-learn mindset, using hypothesis testing, metrics, and dashboards.
• Experience using AI tools and thoughtfully integrating emerging technologies to improve how teams work and make decisions.
• Exceptional communicator who can align stakeholders across functions and levels, and translate complex financial, legal, or operational challenges into clear decisions and next steps.
• Deeply mission-driven and motivated by expanding economic opportunity for young people.
• Must be based in the United States.
• Unable to provide visa sponsorship at this time.

Nice To Haves

• Experience in both nonprofit and fintech or financial services environments.
• Experience with custodial accounts (UTMA/UGMA), broker-dealer or RIA structures, or financial product design.
• Experience leading early-stage startups or scaling organizations.
• Experience working on consumer financial products, giving platforms, or payments systems.

Responsibilities

• Own and integrate Gifted Savings’ core operating functions, ensuring the organization scales with clarity, discipline, and alignment across programs, product, and compliance.
• Partner closely with the Executive Director to translate organizational vision into clear operating strategy, priorities, and execution.
• Serve as a key member of the leadership team, helping guide decision-making across programs, partnerships, and growth.
• Anticipate and proactively address operational, financial, and regulatory risks as the organization evolves.
• Own the organization’s financial strategy, including budgeting, forecasting, and long-term planning.
• Oversee financial operations and controls, ensuring accuracy, transparency, and accountability across all programs and funds.
• Manage and support the Finance & Operations Manager (CPA), who leads day-to-day bookkeeping and supports audit execution.
• Ensure strong financial governance and compliance with nonprofit financial requirements.
• Evaluate and structure financial models related to new initiatives, including the Friends & Family platform.
• Lead all aspects of legal, regulatory, and compliance strategy across both nonprofit and financial services–adjacent activities.
• Manage relationships with external legal counsel, auditors, and regulatory advisors.
• Serve as the primary liaison between Product and external compliance partners — including the broker-dealer, RIA consultants, and CCO — translating regulatory requirements into clear product guardrails and ensuring alignment in execution across the organization.
• Support the design and implementation of compliant financial infrastructure as Friends & Family moves from early development toward launch and scale.
• Build lightweight, effective systems, workflows, and cross-functional processes that support a high-performing, distributed team today and scale over time.
• Oversee vendor management, contracts, and operational partnerships.
• Establish and track key metrics to understand performance, identify risks, and inform decision-making.
• Oversee HR operations, including hiring, onboarding, performance management, and team development.
• Maintain a strong, values-driven organizational culture.
• Support managers in developing clear roles, goals, and accountability across the team.

Benefits

• 100% coverage of health, dental, and vision benefits for you and your dependents.
• Innovative Bitcoin-denominated deferred bonus plan.
• Unlimited PTO (flexible time-off policy).
• Access to a 403(b) plan.

What This Job Offers

• Job Type: Full-time
• Career Level: Executive
• Education Level: No Education Listed