CHIEF FINANCIAL OFFICER

Traditional Bank, Inc. • Mount Sterling, KY

9d • $146,191 - $248,525 • Onsite

About The Position

The Chief Financial Officer (CFO) is responsible for the fiscal health, capital planning, and risk management operations of Traditional Bank and its affiliates. Acting as a strategic partner to the CEO and Board of Directors, the CFO drives the long-term strategic vision of the bank, aligning capital management, investment strategies, and financial forecasting with future growth and profitability goals. The CFO chairs the Asset-Liability Committee (ALCO), and serves as the primary liaison to the Board, shareholders, and regulators regarding financial matters.

Requirements

• A Bachelor's degree in Business Administration, Accounting or Finance; or equivalent combination of education, experience, and training which provides the necessary skills, knowledge and abilities.
• Approximately 10+ years related work experience with extensive background in financial institution accounting and auditing, operations, internal controls, and policies and procedures suitable for a multi-billion-dollar institution.
• Ability and willingness to lead and work independently, exercise sound judgment and confidentiality, and champion the Traditional Bank culture.
• Must have high-level analytical capabilities in long-term strategic planning, financial forecasting, and scaling bank operations.
• Strong knowledge of ALCO process and tools, including the ability to effectively manage and monitor daily cash flow, liquidity, and bond investment portfolio.
• Exhibits strong written and verbal communication skills; ability to distill complex financial concepts with the Board, regulators, and non-financial executives.
• Ability to effectively prioritize and manage multiple projects and initiatives while meeting required deadlines.

Nice To Haves

• Preferred experience with tax strategy and hedge accounting.
• Experience with Jack Henry and SilverLake systems preferred.

Responsibilities

• Drives the formulation and execution of the Bank’s long-term strategic plan, developing financial models, capital strategies, and performance measures that support sustained growth.
• Advises the CEO and Board on strategic capital allocation, market expansion, and new product initiatives.
• Chairs the ALCO committee, strategically managing interest rate risk (IRR), liquidity, and economic value of equity (EVE) to optimize the balance sheet for long-term stability and profitability.
• Directs the Bank’s investment policy and portfolio strategy, ensuring alignment with liquidity needs, risk appetite, and strategic return goals. Confers with the CEO and/or President to implement and optimize the Bank’s investment policy.
• Oversees all internal, external, and regulatory reporting for the Bank and its affiliates, ensuring accurate and timely issuance to executive management, the Board, and regulatory bodies.
• Responsible for designing, implementing, and maintaining effective internal control over financial reporting. Oversees most administrative reconciliation of accounts and regulatory reporting.
• Leads the development of comprehensive annual budgets and financial projections to guide executive decision-making both bank-wide and market-specific.
• Completes on-line compliance training as required.
• Other duties as required.

What This Job Offers

• Job Type: Full-time
• Career Level: Executive