CFO

interface.ai•San Francisco, CA

10d•$300,000 - $335,000•Hybrid

About The Position

As Chief Financial Officer, you will be responsible for interface.ai’s end-to-end financial stewardship—defining strategy, driving execution, and earning trust with customers, investors, auditors, and regulators. You will build and lead a high-performing finance organization, embed operating discipline across quote-to-cash, accounting, and FP&A, and partner with Product, Engineering, Legal, and GTM to strengthen unit economics, support bank-grade vendor diligence, and accelerate compliant, durable growth. This is a senior executive role, reporting directly to the CEO, with regular engagement with the board, financial institution CISOs, and regulators.

Requirements

Proven finance leadership in high-growth B2B SaaS (ideally seen Series B–D), with experience as a CFO or VP Finance acting as #1 finance leader.
Deep SaaS expertise: Mastery of ARR dynamics, retention cohorts, pipeline/forecast modeling, sales productivity, and unit economics.
Accounting & compliance depth: Strong command of GAAP, ASC 606, audit management, tax, and multi-entity consolidations; experience implementing ERP and billing at scale.
Capital markets experience: Led or been a primary contributor to venture/debt raises and investor relations; comfortable with board-level storytelling and diligence.
Operational excellence: Track record of building scalable processes, systems automation, and a data-driven operating rhythm that improves speed and accuracy.
Financial-services readiness: Familiarity with vendor risk management expectations of credit unions/banks, including security attestations and compliant processes.
Collaborative leadership: Exceptional communication and influence; trusted partner to GTM, Product, and Customer Success.
Startup mindset: Willing to be hands-on while building for scale in a fast-paced, remote-first environment; experience with global teams is a plus.

Nice To Haves

Experience with AI/ML or enterprise platforms sold to regulated industries.
Exposure to government/credit-union procurement processes and customer security reviews.
M&A evaluation and post-merger integration experience.
Equity administration and 409A/comp design oversight.

Responsibilities

Own the long-range plan, annual operating plan, and rolling forecasts; align spend with growth priorities and capital efficiency
Run a disciplined operating cadence (weekly/monthly business reviews) with KPIs including ARR/NRR, gross margin, CAC payback, LTV/CAC, magic number, cash runway, and hiring vs. plan
Drive scenario modeling for market expansion, product investment, and hiring plans; establish ROI frameworks for major bets
Lead U.S. GAAP accounting and revenue recognition for multi-year, usage-based, and multi-element SaaS contracts
Automate month-end/quarter-end close; manage audit and tax compliance; implement policies and controls for audit-readiness
Oversee multi-entity consolidations, state/local tax, and global expansion mechanics (entity setup, transfer pricing)
Own the finance stack: implement and integrate core systems for accounting, billing, customer/CRM data, and analytics so information moves cleanly from deal to invoice to revenue to forecast
Establish data governance (system-of-records, KPI lineage, access controls) to ensure single-source-of-truth reporting
Co-own pricing & packaging with Product/GTM; set deal guardrails, discount frameworks, and approvals to protect margin
Partner with RevOps on pipeline integrity, forecast accuracy, sales compensation design, territory/quota planning, and productivity analytics
Lead equity/debt strategy, fundraising readiness, and investor narrative; run diligence and manage covenants
Manage cash, collections, working capital, and banking relationships; optimize cash-flow forecasting and treasury operations
Own board reporting and communications; present performance, outlook, and risk/mitigation with clarity
Be the executive owner for credit union/community bank vendor due-diligence responses and ongoing monitoring
Maintain a standardized package covering financial statements, SOC 2/ISO attestations, BCP/DR, data residency, sub-processor lists, insurance, and penetration-test summaries
Drive contract standards aligned with FI expectations: security/privacy annexes, audit rights, SLAs, breach/BCP obligations, subcontractor controls, termination assistance, and right-to-assess.
Partner with Security / Legal to maintain SOC 2 Type II and ISO 27001, GLBA/FFIEC-aligned policies, incident-response economics, and vendor-security questionnaire readiness
Oversee the budget and finance controls that support compliance posture without sacrificing velocity
Own financial oversight of BCP/DR testing, RTO/RPO commitments, supplier redundancy, and tabletop exercises.
Maintain insurance portfolio (E&O, cyber, D&O, general liability) with limits aligned to contractual requirements.
Implement a pragmatic internal-controls framework (approval matrices, vendor onboarding, revenue policies, access/SOD, change management).
Stand up Audit/Finance Committee cadence and pre-SOX discipline to prepare for later-stage scale.
Build and mentor a high-performing team across Accounting, FP&A, and Finance Ops; attract and develop talent ahead of need.
Optionally steward People/HR ops in partnership with the People leader (comp/benefits/ESPP, headcount plan governance) as the company scales.