CCB Risk - Card Portfolio Management - Executive Director

JPMorgan Chase & Co.•Wilmington, DE

About The Position

The Executive Director will be responsible for developing and optimizing Authorization Risk Management strategies, policies, practices and controls for Chase Business Cards. The Director will ensure that these strategies drive strong financial performance, achieve loss mitigation objectives, and enable strong risk controls. The Director will meet regularly with leadership of Risk Management, Finance, Lending, and the Card Business Units. In addition, they will interact regularly with internal constituents and external regulators to review Risk Management practices.

Requirements

Bachelor's degree in a quantitative discipline from an accredited college/university required
5+ years of experience leading a proficient analytic organization
10+ years of experience in the consumer/business lending industry
Strong knowledge and understanding of Consumer and Business Credit laws and regulations
Proven ability to develop effective controls and manage risk
Excellent communication and interpersonal skills
Display expertise in exposure management and risk mitigation strategies
Proven ability to evaluate the business climate, anticipate change and develop compensating strategies
Ability to efficiently manage concurrent assignments and quickly react to changing or competing priorities
Demonstrated leadership in solving business problems through structured analytics
Strong project management skills and attention to detail to deliver new strategies in a complex decision technology environment

Nice To Haves

Master’s degree preferred

Responsibilities

Drive risk strategy and innovation working with cross functional teams and partners
Develop and implement decision rules for overlimit and delinquent authorizations, including cash line thresholds
Develop and manage business exposure strategies, including waterfall revenue across all portfolio treatment
Collaborate with senior leaders to drive strategic initiatives and influence key decisions
Lead inclusively, with purpose and integrity, and strong focus on continuous professional development and talent management
Sit at the Portfolio Management Risk leadership table for Business Card
Work with other areas of Risk, Lending and IT to support the launch of risk strategies and capabilities with an emphasis on strong testing and controls, while keeping customer experience at top of mind
Manage risk strategies to drive financial performance and risk mitigation improvements while innovating to ensure optimal strategy performance
Work closely with Risk Governance, Legal and Compliance to ensure policies are in compliance with laws and regulations