Card Acquisitions - Associate

JPMorgan Chase & Co.•Wilmington, DE

About The Position

Build your career shaping credit strategies that responsibly expand a leading card portfolio. You’ll partner across teams, use data to drive decisions, and influence outcomes at scale. As a Risk Strategy Associate in the Card Credit Decisioning team, you drive acquisition risk strategy by setting guardrails for growth, monitoring performance, and strengthening underwriting decisions across key customer segments.

Requirements

Bachelor’s degree (or higher) in a quantitative discipline (e.g., Finance, Statistics, Economics, Mathematics, Operations Research)
Minimum 2 years of experience in direct-to-consumer lending, originations, and/or retail credit at a large financial services firm
Ability to evaluate and manage credit risk effectively
Strong quantitative, financial, and analytical skills
Demonstrated strategic thinking and strong execution skills, with a track record of improving outcomes
Experience collaborating across teams and lines of business in large organizations
Strong ability to create executive-level presentation materials and simplify complex topics
Strong problem-solving skills using data and qualitative insights to structure decisions
Experience with at least one analytics tool: SAS, SQL, Python, or Tableau (other coding languages considered)

Nice To Haves

Experience developing acquisition strategies for mass, near-prime, and/or new-to-credit segments
Experience partnering with model development teams on acquisition scorecards or underwriting models
Experience designing monitoring frameworks and leading performance reviews with senior stakeholders

Responsibilities

Partner with product and risk partners to assess new credit opportunities and define execution plans
Establish governance routines to validate underwriting assumptions and ensure disciplined execution
Define inputs for new credit models and partner with modeling teams on roadmap and delivery
Develop and maintain performance metrics to track acquisition outcomes and risk trends
Lead performance monitoring updates and executive-ready reporting for senior stakeholders
Help shape credit policies, underwriting standards, and risk management frameworks
Ensure adherence to applicable regulations and internal control requirements for credit risk
Collaborate with partners (risk, underwriting, legal, finance) to balance growth and risk outcomes
Provide recommendations and/or approvals for complex acquisition-related credit transactions