About The Position

The Risk Products team of Credit and Fraud Risk brings risk strategies to life by enabling customer focused capabilities for Card and Non-Card products. You will collaborate with partners in other Risk teams, Marketing, Finance, Servicing, Legal/Compliance, Banking, and Technologies to create world-class analytical capabilities and solutions to minimize credit and fraud risk and improve customer experience.

Requirements

  • Currently enrolled in full-time bachelor’s degree program
  • Bachelor’s degree candidates with an expected graduation date between December 2027 and June 2028
  • Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.

Nice To Haves

  • Demonstrated interest in digital technologies and customer-driven design
  • Independent thinker who’s organized, has great attention to detail, and can multi-task
  • Strong analytical, problem-solving/quantitative skills
  • Willing to take risks, experiment, and share fresh perspectives
  • Proficient in analytical and presentation tools, including Excel and PowerPoint
  • Excellent written and verbal communication skills, and ability to present ideas clearly

Responsibilities

  • Defining a clear and innovative product vision, creating and executing product roadmap, and communicating thoroughly with stakeholders.
  • Support development of next generation software products and solutions to solve risk management needs using latest tools and technologies.
  • Collaborate with multiple risk strategy partners, technology teams and other product teams to build & iterate on products that directly impact millions of customers and prospects.
  • Manage the implementation of risk products, drive global, reusable & configurable design, prioritization, rationalization/globalization, feature development, testing, integration, and product launch using low-code tools.
  • Coordinating calls with cross-functional teams to help define product features, user stories, and business requirements.
  • Hosting daily stand-up meetings with technology partners and resolving any issues that arise during development.
  • Analyzing data to assess products’ performance and make data-driven decisions regarding the product’s future state.
  • Participating in team meetings, planning sessions, building relationships, and gathering insights across business functions.
  • Creating decks, product requirement documentation, and status updates for leadership
  • Sharing insights, gathering feedback, and providing recommendations to leaders through presentation or reports.
  • Identify, design, and solution reusable/global components within the risk product ecosystem.
  • Support discovery of current state product & create a solution to eliminate existing inefficiencies/pain points.
  • Analyze end-to-end core product delivery processes to optimize operating models and produce best practice documentation for product development teams.
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