Business Risk Officer

Frost Bank • San Antonio, TX

2d • Onsite

About The Position

The Business Risk Officer role is for an organized individual who enjoys working independently and with a team, and who creates daily task lists. At Frost, it’s about having a flourishing career where you can thrive, both in and out of work. Frost is committed to fostering an environment that reflects its values and encourages team members to be the best they can be. In joining Frost’s adaptable, integrity-driven team, you’ll become part of Frost’s 155-year legacy of providing unparalleled banking services. As a Business Risk Officer, you are the risk navigator. You will oversee first-line of defense compliance activities by identifying, documenting, and resolving various types of risk. You are excited to promote and reinforce a strong risk and compliance culture within Frost. You are passionate about your field and cannot wait to utilize your experience. Most importantly, this role is about delivering not just answers, but assurance with integrity, caring, and excellence in mind.

Requirements

• Bachelor’s degree in business, or a related field, or equivalent work experience
• 6+ years of relevant experience in risk management, internal audit, compliance, or related roles within financial services
• Strong understanding of bank products, operations, and regulatory environment
• Demonstrates strong analytical and problem-solving skills
• Proven ability to influence and collaborate
• Excellent written and verbal communication skills
• Proficiency in Microsoft Office applications

Responsibilities

• Promote and reinforce a strong risk and compliance culture across daily operations by translating enterprise governance, regulatory guidance, and policy requirements into practical, business unit processes and controls
• Lead first-line risk and compliance governance, including risk assessments and RCSAs, key risk indicator monitoring, control testing, exception reviews, issue remediation, and ensuring Compliance with regulatory and internal standards
• Oversee the identification, evaluation, and documentation of issues, control gaps, and emerging risks to ensure proper escalation, tracking, and timely remediation of operational incidents and exceptions
• Manage updates to processes, procedures, and the risk & controls library, while leading operational improvement projects, business continuity planning, and vendor review activities
• Coordinate with second‑line risk and compliance, legal, auditors, and examiners by serving as the primary liaison for compliance and risk questions, examinations, and audits
• Integrate risk and compliance into change management by assessing the risk and control impacts of business initiatives, updating documentation, and advising leadership on personnel-related risks, including training, role clarity, and segregation of duties
• Always take action using Integrity, Caring, and Excellence to achieve all-win outcomes

Benefits

• Medical, dental, vision, long-term disability, and life insurance
• 401(k) matching
• Generous holiday and paid time off schedule
• Tuition reimbursement
• Extensive health and wellness programs, including our Employee Assistance Program
• Referral bonus program

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Associate degree