Business Risk Officer

Frost • San Antonio, TX

1d • Onsite

About The Position

The Business Risk Officer is a risk navigator responsible for overseeing first-line of defense compliance activities. This role involves identifying, documenting, and resolving various types of risk, and promoting a strong risk and compliance culture within Frost. The position requires delivering assurance with integrity, caring, and excellence.

Requirements

• Bachelor’s degree in business, or a related field, or equivalent work experience
• 6+ years of relevant experience in risk management, internal audit, compliance, or related roles within financial services
• Strong understanding of bank products, operations, and regulatory environment
• Demonstrates strong analytical and problem-solving skills
• Proven ability to influence and collaborate
• Excellent written and verbal communication skills
• Proficiency in Microsoft Office applications

Responsibilities

• Promote and reinforce a strong risk and compliance culture across daily operations by translating enterprise governance, regulatory guidance, and policy requirements into practical, business unit processes and controls.
• Lead first-line risk and compliance governance, including risk assessments and RCSAs, key risk indicator monitoring, control testing, exception reviews, issue remediation, and ensuring compliance with regulatory and internal standards.
• Oversee the identification, evaluation, and documentation of issues, control gaps, and emerging risks to ensure proper escalation, tracking, and timely remediation of operational incidents and exceptions.
• Manage updates to processes, procedures, and the risk & controls library, while leading operational improvement projects, business continuity planning, and vendor review activities.
• Coordinate with second-line risk and compliance, legal, auditors, and examiners by serving as the primary liaison for compliance and risk questions, examinations, and audits.
• Integrate risk and compliance into change management by assessing the risk and control impacts of business initiatives, updating documentation, and advising leadership on personnel-related risks, including training, role clarity, and segregation of duties.
• Always take action using Integrity, Caring, and Excellence to achieve all-win outcomes.

Benefits

• Medical, dental, vision, long-term disability, and life insurance
• 401(k) matching
• Generous holiday and paid time off schedule
• Tuition reimbursement
• Extensive health and wellness programs, including our Employee Assistance Program
• Referral bonus program

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level