Business Risk Officer Sr - Asset Finance

Huntington National Bank•Columbus, OH

11d•Onsite

About The Position

The Commercial Bank Business Risk Officer, Sr. drives and oversees key risk activities for assigned Commercial Bank business units. Responsibilities include identifying, monitoring, measuring, mitigating, and reporting on business-unit risk and controls. Initially, the position covers Middle Market Banking and core credit processes and systems for the Commercial Bank. The role leads the development of the organization’s risk management strategy, execution model, and culture, and supports and manages Segment Risk colleagues through direct or indirect reporting lines. The officer applies risk-management practices across risk pillars, assesses business processes, products, services, and initiatives, and works with stakeholders to develop controls, monitoring strategies, testing plans, and mitigation approaches. The role also supports audit, credit review, compliance, and regulatory examinations and participates in governance forums and enterprise programs. The position is listed as office-based; specific work arrangements are provided by the hiring team, and certain positions may be eligible for a flexible arrangement.

Requirements

Bachelor’s degree in Business or a related field.
Seven or more years of progressively responsible experience in controls functions such as Line of Business Risk, Enterprise Risk, Audit, Credit Review, relevant operational or credit areas, or similar.
Strong credit and operational risk acumen and ability to apply it to Asset Finance businesses.
Deep understanding of control design and management.
Deep understanding of risk-management practices and ability to apply them.
Demonstrated understanding of risk management across all pillars.
Proficiency in Archer and Microsoft Office, including Excel, PowerPoint, Word, and Visio.
Ability to present information in writing, including slide decks and email.
Acts with urgency and adjusts effectively to changing priorities.
Able to lead and support colleagues’ growth and career development.

Nice To Haves

Knowledge and understanding of Asset Finance processes and products, including Asset-Based Lending, Equipment Finance, Distribution Finance, Technology Finance, Public/Municipal Finance, Asset-Backed Finance, and Project Finance & Infrastructure.
Experience establishing control processes for new businesses.
Ability to lead change and transformation through influence.
Ability to navigate differing points of view and perspectives professionally and with a growth mindset.
Clear, concise, and organized communication tailored to the intended audience.
Ability to navigate ambiguity in organizations, processes, and requirements.

Responsibilities

Drive a proactive risk culture and disciplined execution of risk-management practices aligned with Huntington’s risk appetite.
Understand business processes, products, and services; analyze risk impacts across risk pillars and advise on risk-management strategies.
Define, document, and build controls for key processes.
Develop testing plans for first-line validation of findings, issues, and controls.
Use AI and data analytics to identify efficiencies, improve risk monitoring, and support decision-making.
Establish holistic monitoring strategies that incorporate emerging risks and internal and external factors, and support mitigation efforts.
Build relationships and collaborate with stakeholders to implement risk-management programs and responsibilities.
Identify and assess emerging and top risks, and advise on monitoring approaches and mitigation strategies.
Complete risk and control self-assessments using qualitative and quantitative analyses of control effectiveness, residual risk, metrics, findings, risk acceptances, audit and examination results, and top and emerging risks by risk pillar.
Maintain understanding of issues affecting the Business Unit and drive disciplined management of findings and actions.
Lead or participate in governance forums, working groups, committees, and enterprise programs, communicating Segment Risk perspectives and gaining insight into corporate goals and objectives.
Support business units in preparing for, managing, and responding to Audit, Credit Review, Compliance, and Regulatory reviews and examinations.
Assess new or changed products, services, technology and systems, processes, and other initiatives for alignment with Huntington’s risk appetite and governance processes, including the Products and Service Risk Assessment process.
Support and manage Segment Risk colleagues through direct or indirect reporting lines.