Business Risk Officer Sr - Asset Finance
About The Position
The Commercial Bank Business Risk Officer, Sr. drives and oversees key risk activities for assigned Commercial Business Units. These activities include identifying, monitoring, measuring, mitigating, and reporting on the Business Unit’s risk and control environment. Initially, the position covers Middle Market Banking and core credit processes and systems for the Commercial Bank. The role leads the establishment of the organization’s risk management strategy, execution model, and culture, and supports and manages a team of Segment Risk colleagues through direct or indirect reporting lines. It also advises business leaders on risk management, helps ensure practices align with Huntington’s overall risk appetite, and supports responses to audit, credit review, compliance, and regulatory reviews or examinations.
Requirements
- Bachelor’s degree in Business or a related field.
- At least 7 years of progressively responsible experience in controls functions such as Line of Business Risk, Enterprise Risk, Audit, Credit Review, relevant operational or credit areas, or similar.
- Strong credit and operational risk acumen and the ability to apply it to Asset Finance businesses.
- Deep understanding of control design and management.
- Deep understanding of risk management practices and the ability to apply them.
- Demonstrated understanding of risk management across all pillars.
- Proficiency in Archer and Microsoft Office, including Excel, PowerPoint, Word, and Visio.
- Ability to present information clearly in written formats such as slide decks and email.
- Ability to act with urgency and adjust effectively to changing priorities.
- Ability to lead change and transformation through influence.
- Professional approach to differing points of view and perspectives, with a growth mindset.
- Clear, concise, and organized communication appropriate to the audience.
- Ability to navigate ambiguity in organizations, processes, and requirements.
- Ability to lead and support colleagues’ growth and career development.
Nice To Haves
- Knowledge and understanding of Asset Finance processes and products.
- Experience with Asset-Based Lending, Equipment Finance, Distribution Finance, Technology Finance, Public/Municipal Finance, Asset-Backed Finance, or Project Finance and Infrastructure.
- Experience establishing control processes for new businesses.
Responsibilities
- Drive a proactive risk culture and disciplined execution of risk management practices aligned with Huntington’s overall risk appetite.
- Understand business processes, products, and services; analyze their risk impact across all risk pillars; and advise on effective risk management strategies.
- Define, document, and build controls for key processes.
- Develop testing plans for first-line validation of findings, issues, and controls.
- Use AI and data analytics to identify efficiencies, improve risk monitoring, and support decision-making.
- Develop holistic monitoring strategies that account for emerging risks and internal and external factors, and support mitigation efforts.
- Build and maintain stakeholder relationships and collaborate to implement risk management programs and responsibilities.
- Identify and assess emerging and top risks, and advise on monitoring approaches and mitigation strategies.
- Complete risk and control self-assessments using qualitative and quantitative analyses of control effectiveness, residual risk, metrics, findings, risk acceptances, audit and examination results, and top and emerging risks by risk pillar, in alignment with Enterprise Risk Management guidance.
- Maintain a detailed understanding of issues affecting the Business Unit and drive disciplined management of findings and actions.
- Lead or participate in governance forums, including working groups, committees, and enterprise programs, to communicate Segment Risk perspectives and gain insight into corporate-wide goals and objectives.
- Support Business Units in preparing for, managing, and responding to Audit, Credit Review, Compliance, and Regulatory reviews and examinations.
- Assess new or changed products, services, technology or systems, processes, and other initiatives for alignment with Huntington’s risk appetite and governance processes, including the Products and Service Risk Assessment process.
- Support and manage Segment Risk colleagues through direct or indirect reporting lines.
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What This Job Offers
Job Type
Full-time
Career Level
Senior
