About The Position

The BPL (business purpose loan) Diligence Analyst is responsible for performing due diligence reviews of closed Residential DSCR (debt service coverage ratio) and RTL (residential transition loan) mortgage loans, covering all product types included therein, such as Cross-collateralization and Bridge. In this role, the Analyst will execute detailed reviews, analysis and validation of origination loan terms and adherence to Lender Guideline requirements/parameters.

Requirements

  • HS Diploma or GED
  • 2 or more years of prior residential mortgage-related experience (origination underwriting/processing, or secondary market due diligence)
  • Strong familiarity with Lender guidelines
  • Knowledge of all standard mortgage documents and the critical data points contained therein (legal, valuation, title, insurance, application, settlement statement, disclosures)
  • Experience working within origination LOS and/or due diligence systems.
  • Proficiency in performing basic income and asset calculations as well as credit report analysis
  • Strong analytical skills with particular emphasis regarding attention to detail and accuracy

Nice To Haves

  • Compliance experience is not required

Responsibilities

  • Perform BPL diligence activities to ensure accurate, timely, and high‑quality product delivery in accordance with established standards and guidelines.
  • Review and analyze assigned loan files and diligence outputs to ensure completeness, accuracy, and adherence to internal processes and external requirements.
  • Monitor personal workload and production metrics (e.g., turnaround time, quality benchmarks) and escalate risks or delays as appropriate.
  • Collaborate with peers, process partners, and leadership to support smooth workflow execution and issue resolution.
  • Identify process gaps, errors, or inefficiencies and provide recommendations or feedback to support continuous improvement efforts.
  • Perform other duties as assigned or apparent.

Benefits

  • Competitive Compensation
  • annual incentive program
  • 20 days of paid time off annually
  • 9 paid holidays
  • 2 floating holidays
  • Parental leave
  • Multiple medical plan choices, including HSA and FSA options
  • dental
  • vision
  • basic life insurance
  • 401(k) with a top of market company match
  • Employee Stock Purchase Plan (ESPP)
  • Homebuyer Perks program
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