Business Lending Consultant

Dupaco Community Credit Union•Dubuque, IA

About The Position

Dupaco Community Credit Union has an exciting opportunity to join the Business team as a Business Lending Consultant! You will be responsible for servicing new and existing business member accounts and assisting with incoming business loan volume by focusing on small business relationships and simple business loans (such as lines of credit, equipment loans, real estate purchases). Additionally, you will prepare and review the deposit account opening documentation for business deposit accounts.

Requirements

Minimum of two years consumer and/or mortgage lending experience
Must possess excellent listening, verbal and written, and presentation skills
Basic knowledge of laws and regulations governing business or consumer lending practices
Ability to demonstrate sound individual judgment
Ability to prioritize, organize time, and to work independently
General knowledge of credit union policies and procedures

Nice To Haves

Bachelor’s Degree in business/finance or related field or equivalent experience is preferred

Responsibilities

Provide quality service to members, potential members and coworkers
Demonstrate teamwork and professionalism in all interactions with coworkers
Promote a professional image of the credit union at all times
Exhibit a thorough knowledge of credit union products and services
Recognize member needs to cross sell and educate them on the appropriate financial products and services while providing courteous, professional and knowledgeable service to increase member satisfaction and account usage
Provide servicing for business accounts by answering member calls, serving as liaison between business members and business lenders once they exceed set aggregate dollar amount, attending client meetings, assisting with closings, and providing follow up as needed
Interviewing loan applicants, collecting and analyzing financial data in order to determine the general credit worthiness of the applicant and the merits of the specific loan request
Establishing and negotiating, both consumer and business loans and inform member of the terms under which credit will be extended, including the costs, repayment schedule and collateral requirements focusing on
Recommend approval or denial of loan application as assigned
Monitor loan repayment activities and take necessary action in collecting past due accounts
Understand the technology that is available to the members and demonstrate to them how to use it
Read all pertinent material to keep informed on trends, laws, regulations and innovations in field, makes recommendations accordingly
Demonstrate individual judgment realizing that any decision could place the credit union at risk
Performs other duties as assigned