Business Insights Analyst II (US)- Decision Science- Deposits

TD Bank•Mount Laurel, NJ

2d•Onsite

About The Position

The Finance – Decision Science team is dedicated to delivering new account profitability analytics for several US Consumer products. These analytics play a key role in evaluating marketing investments, business cases, and providing actionable insights that move the business forward. To achieve this, the team leverages strong foundations in data and automation, enabling highly segmented frameworks that support sophisticated analysis. Our group works closely with both business and marketing teams, collaborating to optimize campaigns and strategies that drive profitable growth. The Business Insights Analyst II is responsible for conducting analyses on curated and/or aggregated DataMart's in conjunction with deep business subject matter expertise, to generate relevant analytical insights for business issues and identify opportunities to drive business growth and value.

Requirements

Undergraduate degree or advanced technical degree preferred (e.g., math, physics, engineering, finance or computer science)
Graduate's degree preferred with either progressive project work experience, or; 3+ year of relevant experience; higher degree education and research tenure can be counted
Strong expertise in profitability analysis for consumer banking products, including deposit and lending portfolios.
Strong analytical and problem-solving skills with the ability to translate data into meaningful business insights and recommendations.
Experienced at financial analysis and financial model-building with strong technical skills (Excel, VB, Power BI)
Some coding a plus: SAS, SQL, PySpark, Python
Hands on experience with Microsoft co-pilot

Responsibilities

Conducts analyses on curated and/or aggregated DataMart's in conjunction with deep business subject matter expertise, to generate relevant analytical insights for business issues and identify opportunities to drive business growth and value.
Works independently as the senior analyst/subject matter expert and may coach and educate others.
Considered a subject matter expert within a given area.
Oversees and/or independently performs tasks from end-to-end.
Focuses on short to medium -term issues (e.g. monthly-quarterly).
Applies understanding of respective business knowledge and strategies to produce relevant and meaningful analysis and materials to support the creation and maturation of business goals and objectives.
Develops analysis and proper visualization or presentation to illustrate business trends and identify areas of business opportunities.
Produces insights and recommends business actions to support business strategy and/or solve business problems.
Works in partnership with various functional areas to provide day-to-day support and delivery of analytics.
Executes on data requests accurately and within a timely manner.
Represents functional area as an analytics & insights professional and key resource.
Acts as a bridge to translate business requirements to analytics and reporting needs for a given domain while leveraging tools/techniques/methods that can be easily interpreted by the target audience.
Provides day-to-day support and delivery of analytics insights and collateral.
Contributes to the identification of key performance indicators.
Provides suggestions, ideas, and opportunities to support business needs.
Identifies opportunities for business/revenue growth and/or efficiencies for an assigned business or function.
Identifies and investigates data/analytics related issues.
Ensures data analysis and insights are reviewed to validate accuracy and minimize any potential errors.
Develops analysis to corroborate initial proof of concept.
May be required to educate/train business users on how to integrate analytics into decisions.
Provides recommendations on financial/monetization goals to deliver on (e.g. quantify functional value, cost savings and revenue generated etc.).
Builds business requirements and facilitates project execution to develop insights.
Utilizes quantitative and qualitative methodologies to interpret and present data effectively and clearly.
Is knowledgeable of practices and procedures within own area of responsibility and keeps abreast of emerging trends for own functional area.
Protects the interests of the organization – identifies and manages risks, and escalates non-standard, high-risk activities as necessary.
Conducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audience.
Adheres to internal policies/procedures and applicable regulatory guidelines.
Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts.
Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite.
May lead work streams by acting as a project lead/subject matter expert for small scale projects/initiatives in accordance with project management methodologies.
Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest.
Provides thought leadership and/or industry knowledge for own area of expertise in own area and participates in knowledge transfer within the team and business unit.
Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques.
Participates in personal performance management and development activities, including cross training within own team.
Keeps others informed and up to date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities.
Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices.
Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships.
Contributes to a fair, positive and equitable environment that supports a diverse workforce.
Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally.