SBCP Business Development Officer - Dallas, TX

Southern Bancorp•Dallas, TX

6d•Onsite

About The Position

Southern Bancorp Community Partners is a non-profit Community Development Financial Institution (CDFI) that combines lending with financial development tools and public policy advocacy to help families and communities grow stronger. Their mission is to be wealth builders for everyone in the communities they serve, with a focus on low-wealth, underserved and un(der)banked populations. This role will be responsible for community outreach and involvement that results in microbusiness lending opportunities and financial development services with a focus on low-to-moderate income borrowers and communities that historically have had less access to mainstream financial products and services. The primary responsibility will be to build a robust network of referral sources in the assigned markets to drive loan volume. Additionally, this role will assist in recruiting for all programs, facilitate economic skills classes, and assist with other training sessions.

Requirements

High School diploma and at least 2 years of college or university study, bachelor’s degree in business, finance, accounting, or economics preferred
One to three years of related experience
Knowledge of financial statements and tax returns a plus
Experience performing financial analysis a plus
Excellent oral and written communications skills
Proficiency with Microsoft Office suite
Experience with Sales Force a plus
Fluency in Spanish is strongly preferred
Ability to travel for meetings and client appointments
Must possess and maintain current and valid driver’s license and a vehicle with appropriate insurance coverage
Willingness to travel for events and meetings

Responsibilities

Develop new business by maintaining professional networks and establishing a favorable presence in local communities by participating in civic organizations and community activities to generate loan volume and referrals for asset development services
Cultivate and nurture relationships with community partners within assigned markets to generate referral opportunities that align with SBCPs mission and target markets
Seek and originate Microbusiness loans (under $100K) with a focus on Microbusiness owners in designated low-to-moderate-income areas and follow up on referrals and direct inquiries
Take applications, package loans, interview customers, explain different financing products and programs, make recommendations for appropriate financial products, and negotiate credit terms
Provides all customers with prompt, efficient and friendly service, with an emphasis on problem-solving and solution-building
Ensure timely processing and funding of loans
Service loans as needed, including monitoring loans for credit risk changes and managing past due loan payments, including pursuing collection of past due and charged off loans
Identify and evaluate technical assistance, financial education, and financial coaching needs of current and prospective clients and ensure proper and effective referral to SBCP’s financial counselors
Complete all required training
Performs other related duties as required or assigned, including assisting with wealth building programs
Coordinate with Southern Bancorp Bank and Southern Bancorp Inc counterparts and partners

Benefits

401(k)/Roth plan with immediate eligibility and employer match up to 6%
Employee stock ownership plan
Discounted rate on primary home mortgage
Credit and housing counseling as well as free financial education tools available to customers and employees
Two medical plans available – low-deductible PPO plan or HDHP with Health Savings Account
Dental and vision insurance
Employer paid life insurance, and short- and long-term disability coverage
Retirement plan with generous company match and employee stock purchase option
Voluntary life insurance options for employee, spouse, and children
Paid holidays and paid time off
Bonus plan
Opportunity for merit raises
Employee reward and recognition programs
Community service opportunities