Business Development Officer

Citizens Trust Bank•Atlanta, GA

8h•Onsite

About The Position

Celebrating over 100 years in the community, Citizens Trust Bank remains committed to providing personalized service and financial solutions to meet the growing needs of our customers. We are committed to our institution’s values of Integrity, Collaboration, Innovation, Service Excellence, Respect, Accountability, and Leadership, all of which are needed to continue our mission of empowering generations for financial success. By joining our team, you can expect opportunities to enhance personal accomplishments and professional growth.

Requirements

Minimum three years experience of business development experience including commercial and consumer deals
Bachelor’s degree in finance, accounting, business administration, economics, or related field
Excellent prospecting and new business development skills and the ability to develop strategic partnerships
Ability to analyze loan requests to determine credibility and probability
Must have strong knowledge of surrounding communities and markets
Good understanding and ability to comply with all bank and commercial lending’s policies, procedures, industry trends, regulations, and laws
Strong loan portfolio management skills with hands on working knowledge and experience in loan structuring, credit analysis and commercial loan underwriting
Clear understanding of different types of financial statements and credit reports
Exceptional business development, sales, and customer retention skills are essential
Sound leadership and credit decision skills
Excellent quality customer service skills with a genuine interests in serving customers
Ambitious, analytical, self- motivated individual with a strong work ethic, positive attitude and ability to work both independently and as part of team
Great presentation, interpersonal relationship building, managerial, organization, and leadership skills are essential
Excellent time management skills and the ability to analyze work flow and set priorities to meet deadlines
Multi-task oriented with the ability to maintain a proactive approach to assignments
Ability to use sound judgment with strong decision making and reasoning abilities
Strong persuasive and negotiation skills
Demonstrated ability to work in a fast pace, high volume environment and must be adaptable to change
Demonstrate ability to maintain composure and convey a positive and professional image at all times
Ability to handle and maintain confidential information and matters
Ability to relate to internal and external customers with a high degree of professionalism
Possesses a high level of integrity
Ability to facilitate successful business meetings
Demonstrated professional appearance, telephone etiquette, and demeanor are essential
Aggressive with the ability to take initiative and get the job done
Excellent communication skills with ability to communicate clearly, concisely, tactfully, and effectively
Proficient in Microsoft Word, Excel, PowerPoint, Outlook, and the Internet
Must be flexible, resourceful, and energetic with competitive winning spirit that understands the team concept
Ability to work through situations and find win-win solutions
Ability to travel as needed

Responsibilities

Identifies and develop new business opportunities through networking, research, and outreach
Builds and maintains strong relationships with clients, partners, stakeholders, etc.
Develops and implements new profitable business banking solutions to existing and prospective customers through calling efforts, marketing, and referrals
Acts as primary contact for business development and sales related customers
Administers business development and sales programs activities
Reviews documentation to properly close loans
Prepares loan documents, reports, and composes letters
Prepares and delivers presentations, proposals, and business pitches
Manages all aspects of relationships to ensure maximum credit quality and customer’s satisfaction
Handles problem loans efficiently
Keeps abreast of changing business and economic developments which impact the loan portfolio and its profitability
Ensures loans are renewed timely and delinquent loans are brought current
Achieves all established production and credit quality goals, objectives, and expectations including funded loan production goals
Ensures compliance with all bank policies, procedures, regulations, and laws
Maintains a high level of visibility in the community and represents the CTB brand at events, meetings, associations, and organizations
Delivers excellent quality customer service consistently and adheres to department response turn around standards
Participates in bank and community related activities
Demonstrates consistent professional appearance, image, ethics, integrity, and represents the CTB Brand
Leads initiatives, adds value, supports the Bank’s vision, core values, business principles, goals, and objectives