Business Banking Relationship Manager I

Citizens Financial Group•Media, PA

About The Position

At Citizens, tailored advice, personalized experiences, and innovative ideas, products, and solutions help clients navigate changing circumstances. The Business Banking Relationship Manager deepens client relationships by collaborating with colleagues across banking, lending, and investing to support clients’ short- and long-term financial goals. Citizens seeks a motivated, successful Relationship Manager with experience managing moderately to less complex portfolios and strong sales and credit skills. The position offers an uncapped incentive opportunity and career growth with a world-class organization. The role develops consultative relationships with small business clients in a target market, with annual revenues of $1 million to $10 million. The Relationship Manager identifies client needs, provides value-added solutions, manages an existing customer portfolio, and develops new commercial customer relationships. The role partners with the business banking team to provide product solutions that enhance customer experience and loyalty and improve customer and Bank profitability. Initial training includes a four-week orientation with Business Banking University and Drive Sales training, as well as commercial credit training to prepare the employee to identify, assess, and mitigate lending risk.

Requirements

  • Bachelor’s degree or an equivalent combination of education and experience.
  • Business-to-business sales experience.
  • Motivated self-starter with demonstrated leadership ability and potential.
  • Ability to work successfully in a team environment and build upon and leverage strong internal and external networks.
  • Ability to succeed in a fast-paced, demanding sales culture with measured routines and goals.
  • Ability to understand core business products and services.
  • Consistent record of sales and outside calling skills.
  • Excellent written and verbal communication and interpersonal skills.
  • Ability to develop strong customer and colleague relationships.

Nice To Haves

  • Two or more years in a Business Banking Relationship Manager role or related business lending experience.
  • Proficiency with portfolio or account management.

Responsibilities

  • Develop consultative relationships with small business clients in a target market with annual revenues from $1 million to $10 million.
  • Understand client needs and provide value-added solutions.
  • Manage a portfolio of existing customers and drive new commercial customer relationships.
  • Partner with the business banking team to offer product solutions that enhance customer experience, increase loyalty, and improve customer and Bank profitability.
  • Complete Business Banking University and Drive Sales training during the initial four-week orientation and complete commercial credit training.
  • Maintain strong market knowledge and develop, retain, and expand relationships with Centers of Influence, such as CPAs and attorneys.
  • Participate actively in community activities to expand the potential customer base.
  • Meet sales routines and goals focused on new loan and deposit generation, cross-sales, customer service, and satisfaction.

Benefits

  • Uncapped incentive opportunity
  • Career growth opportunities
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