Business Banking Officer

Enterprise Bank & Trust•Olathe, KS

About The Position

Enterprise Bank & Trust was founded in the spirit of entrepreneurship and community. From the small mom-and-pop coffee shop to the large construction company that employs local people, our goal is to help businesses succeed and our communities thrive. With offices in Arizona, California, Florida, Kansas, Missouri, New Mexico, Nevada and Texas, we’re strong, growing and committed to supporting the communities we serve. We extend this commitment to the community to our associates, offering annual paid volunteer time off and charitable-matching opportunities. Voted a Best Bank to Work For by American Banker for multiple years, we offer our associates an array of benefits and the opportunity to chart their own career path with us. Join us in the pursuit of our mission to guide people to a lifetime of financial success, and enjoy a career filled with professional growth opportunities, interesting colleagues and the satisfaction of supporting our communities. Together, there’s no stopping you!

Requirements

Must have strong professional communication, presentation and interpersonal skills.
Superb people skills to work within a team environment and successfully develop and retain client relationships are required.
An ability to cross-sell other banking products, including loans, deposits and treasury management is required.
Must be self-motivated to work independently and take ownership.
Excellent time management and organizational skills are required.
Must be attentive to detail and accurate when analyzing financial statements and presenting a credit package for formal approval.
This position requires the use of sound business discretion, good judgment, and excellent problem solving skills.
Strong working knowledge of regulations, compliance standards, market trends and products relating to the banking industry is required.
Must have superior analytical and decision making skills based on a thoughtful assessment of risk.

Nice To Haves

Existing skills in commercial credit underwriting, business development and portfolio management for small-to-mid-sized companies is preferred
MBA is preferred but not required
Some experience in commercial and/or business banking is preferred
Existing skills in commercial credit analysis and underwriting, business development and portfolio management for small-to-mid-sized companies is strongly preferred

Responsibilities

Aid in the management and servicing of business banking relationships by working closely with customers, focusing on relationship retention.
Evaluate pertinent financial information and determine whether credit is an acceptable risk.
Recommend approval of loans and credit cards according to company policies and procedures.
Monitor existing loans for delinquencies as well as conformity to terms and conditions.
Work closely with Branch Managers and lobby staff to cross-sell additional bank products and services.
Meet regularly with customers to review products and services and enhance the relationship.
Actively participate with and assist senior lending officers on larger, more complex credits.
Monitor market conditions and make recommendations to maintain a competitive and profitable product line.
Develop and maintain comprehensive knowledge of all commercial products including loans, cash management, credit cards and deposits to facilitate cross-selling and enhance the client experience.
Analyze financial statements and related information.
Monitor the financial health of borrowers/guarantors and analyze financial statements
Work with community agencies and participate within the market, serving as a representative of the Bank to provide resources and develop banking relationships