Business Banking Associate, Commercial Mortgage Group

TD•Toronto, ON

7d•Onsite

About The Position

The Commercial Mortgage Group (CMG) is an industry leader in the Canadian Commercial/ Multi-Unit Residential (MUR) mortgage market. CMG supports existing Business Banking / TD Securities / TD Canada Trust client base providing a commercial mortgage product that is competitive within the Canadian marketplace. Our goal is to deliver a commercial mortgage product at all times and in all market conditions, subject to assets, structure and other risk parameters being acceptable.

Requirements

Good understanding of data analysis, financial statements, cash flow, business cycles, mortgage securities
Strong written and verbal communication skills to build and maintain positive working relations with cross functional teams
Above average analytical skills with proven aptitude for problem solving
Possess high degree of judgement and decision-making skills and integrity to process and handle confidential details with discretion
Excellent organizational skills with the ability to multi-task while meeting deadlines in a fast-paced environment
Proficiency in using MS Office

Responsibilities

Underwrite new deals and annual credit reviews, ensuring credit risk is appropriately addressed
Identify deteriorating situations and recommend appropriate course of action
Ensure new deals submissions are competitive and completed in a timely manner
Identify business opportunities among existing customers and in structuring and writing new deals
Meet established guidelines for number of deals processed
Effectively communicate Bank requirements and manage customer and retail branch expectations
Develop a network of contacts within the Bank and with industry professionals that will assist in improving underwriting and overall level of service