Business Banker (LO) Roseville, MN

Wells Fargo•Roseville, MN

2d•$28 - $42•Onsite

About The Position

Wells Fargo is hiring a Business Banker in Consumer Banking and Lending to build, maintain, and grow relationships with business banking clients in branches. The role manages a portfolio of low- to moderately complex business clients, typically with $500,000 to $2 million in annual sales, and owns the client journey from onboarding and relationship deepening to acquiring new clients. The banker delivers a branded, client-centric experience and serves as a trusted advisor by recommending business accounts, credit, treasury services, and digital tools suited to clients’ needs and goals. The position involves frequent customer interactions, active prospecting and networking, and collaboration with internal banking channels, Relationship Managers, and Lending Officers. The role must follow applicable policies, procedures, underwriting policies, risk guidelines, and regulatory requirements. It includes customer contact related to dwelling-secured products, but the banker may not take applications or offer or negotiate terms for those transactions. LO registration is required at the time of employment, and the position is subject to applicable Consumer Financial Protection Bureau qualification requirements and ongoing regulatory screening. The listed location is 2440 Fairview Ave N, Roseville, MN 55113. Banker placements may occur within a 10-mile radius of the branch. The base pay range is $27.88–$41.83; employees may also be eligible for incentive opportunities. The role is not eligible for visa sponsorship.

Requirements

At least 2 years of financial services, sales, or customer service experience, or equivalent demonstrated through work experience, training, military experience, or education.
Meet applicable Loan Originator registration and Consumer Financial Protection Bureau qualification requirements, including financial responsibility, character, general financial fitness, and criminal background standards.
Meet ongoing regulatory requirements, including additional screening if necessary.
Position is not eligible for visa sponsorship.

Nice To Haves

At least 2 years of in-branch business banking experience.
At least 1 year of experience managing a dedicated book of small business customers across an assigned territory.
Ability to proactively source, acquire, build, and maintain relationships with customers and colleagues.
Business acumen and experience providing financial services consultation to business customers.
Extensive knowledge of bank lending programs, credit policies, and specialty products.
Motivation and ability to meet team objectives while maintaining individual performance.
Ability to manage expectations and follow up with customers and Wells Fargo partners.
Customer service experience handling complex transactions across multiple systems.
Knowledge of retail compliance controls, risk management, and loss prevention.
Ability to educate customers about technology and communicate the value of mobile banking options.
Ability to interact with integrity and professionalism with customers and employees.
Experience mentoring and peer-coaching others.

Responsibilities

Manage and grow a portfolio of low- to moderately complex business clients, typically with $500,000 to $2 million in annual sales, throughout onboarding, relationship deepening, and new-client acquisition.
Deliver a branded, client-centric experience that supports growth and positions Wells Fargo as a trusted partner.
Understand and offer Wells Fargo financial solutions and digital services, using available tools and product expertise to make tailored recommendations.
Analyze clients’ operations, goals, and priorities to recommend financial solutions aligned with their objectives and comply with policies and procedures.
Advise clients on business accounts, credit, treasury services, and digital tools.
Prospect and network with external and internal partners to generate referrals and grow the small business customer base.
Collaborate with internal banking channels to support business owners and gain their full banking relationship.
Partner with Relationship Managers and Lending Officers on complex structures and ensure alignment with underwriting policies and risk guidelines.
Assess customer needs and refer customers interested in dwelling-secured products to a SAFE team member, without taking an application or offering or negotiating transaction terms.
Follow applicable risk and compliance programs, policies, procedures, escalation requirements, and regulatory obligations.