Business Banker - MLO Patterson Branch, Grand Junction, CO
About The Position
At Vectra Bank, we are looking for a driven, relationship-focused professional who is energized by connecting with people, collaborating with a team, and growing a portfolio for the future. If you’re motivated, community-minded, and ready to take ownership of your success, we’d love to connect with you and explore how you can be part of our Grand Junction team. We’re excited to welcome a passionate Business Banker to our Grand Junction, CO team, someone who thrives on building relationships and delivering exceptional, personalized service to our clients and community. In this role, you’ll provide full-service banking support to both new and existing clients, combining outstanding customer care with a strong focus on growth, sales, and long-term relationship building. You’ll have the opportunity to make a meaningful impact - helping individuals and businesses achieve their financial goals while becoming a trusted partner in the community.
Requirements
- Requires a bachelor's degree in banking, finance or a related field and 1+ year of credit associated lending or other directly related experience. An equivalent combination of education and experience may meet qualifications
- Knowledge of lending, credit analysis preferable in a commercial lending environment
- Ability to expand loans, client relationships and cross sell bank products
- Familiarity of the sales, loan processing and closing processes
- Requires skills and experience in applicant interviewing and perceptive character judgment
- Ability to structure loans and monitor credit performance
- Must have good interpersonal and communication skills
- Working knowledge of a software applications, including word processing and spreadsheets
- Manages a small commercial portfolio
Responsibilities
- Responsible for the growth, retention, and expansion of a portfolio of existing Business Banking clients
- Sources new customers through referrals
- Contributes to deposit growth by cross selling and promoting additional banking products
- Seeks and obtains quality new business through client and prospect calls, referrals, and cross selling efforts
- Recommends the appropriate solutions to clients as a trusted advisor to meet the objectives of clients
- Meets assigned revenue goal for region and products
- Gains complete knowledge of the business and personal financial needs of assigned customers
- Visits client locations regularly
- Builds knowledge of each assigned client and develops/manages a relationship plan for each client
- Ensures client requests are met by handling them directly and/or referring to appropriate resource
- Meets or exceed key performance measures, including but not limited to, portfolio growth, revenue/profitability, retention, and customer satisfaction key metrics
- Responsible for sales, credit analysis, proper loan structuring, and interviewing applicants
- Complies with applicable company policies and all banking regulations
- Other duties as assigned.
Benefits
- Medical & Dental Insurance & Vacation & Profit Sharing - START DAY ONE!
- 401(k) plan
- competitive compensation in line with work experience
- Most roles eligible for sales bonuses + monthly incentives and/or annual discretionary bonus
- some roles include mileage + travel time pay, and/or parking waivers (must meet eligibility requirements
- Paid Training
- Paid Vacation
- Paid Holidays
- promotional opportunities offered from within
- Tuition Reimbursement for qualifying employees
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
