Business Banker (LO) Spokane, WA

Wells Fargo•Spokane, WA

3d•$28 - $42•Onsite

About The Position

Wells Fargo is hiring a Business Banker in Consumer Banking and Lending to build, maintain, and grow relationships with business banking clients in branches. The role manages a portfolio of low- to moderately-complex business clients, typically with $500,000 to $2 million in annual sales, and owns the client journey from onboarding through relationship growth and new-client acquisition. The banker provides a branded, client-centric experience and serves as a trusted partner to business owners. The Business Banker assesses clients’ goals, operations, and financial needs; recommends suitable financial solutions; and offers business accounts, credit, treasury services, and digital tools. The role also involves prospecting and networking, generating referrals, coordinating with internal banking channels, and partnering with Relationship Managers and Lending Officers on complex structures. The position has customer contact and may involve assessing needs and referring customers interested in dwelling-secured products to a SAFE team member, but does not involve taking applications or offering or negotiating terms for such transactions. The position is based at 10112 E Sprague Ave., Spokane, WA 99206. Banker placements may be within a 10-mile radius of the branch. The position is not eligible for visa sponsorship and requires Loan Originator registration at the time of employment, along with applicable regulatory qualifications and ongoing screening. The base pay range is $27.88 to $41.83; employees may also be eligible for incentives. Wells Fargo describes its workplace as supporting employee well-being, community involvement, and career growth.

Requirements

At least 2 years of financial services, sales, or customer service experience, or equivalent demonstrated through work experience, training, military experience, or education.
Must meet Loan Originator qualification requirements, including applicable financial responsibility, character, general financial fitness, and criminal background standards.
Must complete Loan Originator registration at the time of employment and meet ongoing regulatory requirements, including additional screening if necessary.

Nice To Haves

At least 2 years of in-branch business banking experience.
At least 1 year of experience managing a dedicated book of small-business customers across an assigned territory.
Ability to proactively source, acquire, build, and maintain relationships with customers and colleagues.
Experience using business acumen to provide financial-services consultation to business customers.
Extensive knowledge of bank lending programs, credit policies, and specialty products.
Motivation and ability to meet team objectives while maintaining individual performance.
Ability to manage expectations and follow up with customers and Wells Fargo partners.
Customer-service experience handling complex transactions across multiple systems.
Knowledge of retail compliance controls, risk management, and loss prevention.
Ability to educate customers about technology and the value of mobile banking options.
Ability to interact with integrity and professionalism with customers and employees.
Experience mentoring and peer-coaching others.

Responsibilities

Manage and grow a portfolio of low- to moderately-complex business clients, typically with $500,000 to $2 million in annual sales, across onboarding, relationship deepening, and new-client acquisition.
Understand clients’ goals, operations, and financial needs and provide tailored recommendations in compliance with policies and procedures.
Offer business accounts, credit, treasury services, digital tools, and other appropriate financial solutions.
Prospect and network to build relationships with external and internal partners, generate referrals, and grow the small-business customer base.
Collaborate with internal banking channels to support business owners and develop their broader banking relationships.
Partner with Relationship Managers and Lending Officers on complex structures and maintain alignment with underwriting policies and risk guidelines.
Assess customer needs and refer customers interested in dwelling-secured products to a SAFE team member, without taking an application or offering or negotiating transaction terms.
Follow applicable risk and compliance programs, policies, and procedures; escalate and remediate issues as required.