Business Banker - Twin Falls Eastland

Zions Bancorporation • Twin Falls, ID

11h

About The Position

Zions Bank is seeking an experienced, proactive Business Banker to drive relationship growth and manage a commercial business portfolio throughout the Magic Valley, based out of its Twin Falls Eastland branch. The role serves as a trusted financial advisor to business owners and entrepreneurs, combining credit analysis and loan structuring with outside calling and business development. The banker expands existing client relationships, acquires new commercial and small business relationships, and delivers credit, treasury, and deposit solutions.

Requirements

• Bachelor’s degree in Finance, Accounting, Business Administration, or a related discipline, plus at least 2 years of commercial credit lending, business banking, or directly related credit analysis experience; an equivalent combination of education and experience is also accepted.
• Demonstrated understanding of financial accounting, cash flow analysis, tax return evaluation, and commercial loan structuring.
• Outstanding interpersonal, verbal, and written communication skills, with confidence interviewing C-suite executives and business owners.
• Strong working knowledge of financial analysis software, spreadsheet modeling, and CRM/pipeline management tools.

Nice To Haves

• A proven track record in B2B outside sales, cold calling, and establishing active referral networks within the Ada/Canyon County business communities.
• Demonstrated success managing and growing an existing commercial or small business loan/deposit portfolio.
• Familiarity with the Treasure Valley business environment and commercial lending ecosystem.

Responsibilities

• Initiate outside prospect calls, conduct on-site business visits, and build relationships with Centers of Influence to generate lending and deposit opportunities.
• Grow, expand, and retain an assigned portfolio of small-to-midsize business clients across the local market.
• Identify clients’ comprehensive financial needs and cross-sell commercial deposits, Treasury Management services, merchant solutions, and personal banking services to business principals.
• Meet or exceed production goals for loan volume, deposit growth, fee revenue, and portfolio profitability.
• Interview loan applicants, analyze financial statements, balance sheets, and tax returns, and recommend credit structures aligned with bank risk parameters and client cash flow needs.
• Work with credit underwriting and loan administration teams to move credits from application through processing, documentation, and closing while maintaining sound credit quality and regulatory compliance.
• Monitor borrower credit performance, review covenant compliance, conduct annual reviews, and manage loan renewals and extensions.
• Build knowledge of clients’ operations and industry dynamics and create individualized relationship plans supporting their financial goals.
• Comply with internal credit policies, underwriting guidelines, and state and federal banking regulations.
• Perform other related duties and market initiatives as assigned.

Benefits

• Medical, dental, and vision insurance starting on day one.
• Life and disability insurance.
• Paid parental leave and adoption assistance.
• Health savings, flexible spending, and dependent care accounts.
• Paid training, paid time off, and 11 paid federal holidays.
• 401(k) plan with company match.
• Profit sharing.
• Competitive compensation in line with work experience.
• Mental health benefits including coaching and therapy sessions.
• Tuition reimbursement for qualifying employees.
• Employee Ambassador preferred banking products.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level