Business Banker II

Carter Bank • Greensboro, NC

15d

About The Position

Business Bankers develop and maintain an active prospect list, customer outreach plan, and quality referral sources for companies averaging between $1 million and $10 million in annual revenue. They serve as the primary contact for borrowing needs and provide expertise in deposits and cash flow management. Working with internal partners, they build and manage full banking relationships.

The role contributes to the bank’s growth through business loans, deposits, and fee income. It involves engaging local business owners and companies, understanding clients’ financial goals, coordinating with bank partners, representing the bank in the community, assessing prospective borrowers’ financial status, credit, and collateral, and managing a loan portfolio to address risk and support the customer experience. Salary range: $69,459–$120,839 annually.

Requirements

• High school diploma or equivalent required.
• Business development experience required.
• Prior experience in business lending and/or credit required.
• Intermediate financial analysis and credit underwriting skills.
• Intermediate knowledge of business lending, deposit, and cash management solutions.
• Intermediate ability to provide financial guidance and expertise.
• Intermediate knowledge of sales planning and forecasting.
• Excellent customer service and problem-solving skills.
• Strong verbal and written communication skills.
• Ability to perform effectively in a fast-paced environment and meet deadlines.
• Knowledge of Microsoft Office products, especially Word and Excel.
• Ability to stand, walk, bend, and stoop; sit at a desk for long periods and use a computer; and occasionally move or lift up to 10 pounds.
• Limited occasional travel, including during and after business hours.

Nice To Haves

• Bachelor’s degree in business, finance, accounting, or a related field preferred.

Responsibilities

• Develop and maintain an active prospect list, customer outreach plan, and quality referral sources for companies averaging $1 million to $10 million in annual revenue.
• Contribute to bank growth through business loans, deposits, and fee income.
• Use professional networks and centers of influence to engage local business owners and companies and develop business lending opportunities.
• Work with clients to identify financial goals and ways to achieve them.
• Collaborate with bank partners to support and deepen full client relationships.
• Represent the bank at civic, community, and networking events.
• Analyze prospective borrowers’ financial status, credit, and collateral to determine creditworthiness for semi-complex loan applications.
• Support an efficient loan approval process through open communication and engagement with credit partners.
• Manage a large loan portfolio consistently to ensure appropriate risk management and enhance customer experience.
• Serve as the primary contact for borrowing needs and provide expertise on deposit and cash flow management.

Benefits

• Eligible associates may participate in Carter Bank’s benefits package, including medical, dental, vision, life insurance, disability coverage, other voluntary benefits, 401(k), paid time off, and paid holidays.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED