BSA Officer

First Community Bank•Corpus Christi, TX

9h•Onsite

About The Position

The BSA Officer is responsible for the Bank’s overall BSA operations and BSA Department, and for ensuring compliance with applicable BSA regulatory requirements. The role directs the Bank’s BSA/AML compliance program, maintains policies and controls, oversees suspicious-activity monitoring and reporting, and supports regulatory examinations and audits. It also provides leadership for the BSA Department, delivers training, and advises bank staff on compliance matters. The position includes occasional extended hours and travel to bank locations and training activities as needed. Physical requirements include lifting supplies weighing no more than 10 pounds; standing, sitting, stooping, and reaching; extensive computer use; and concentrated visual work. A personal vehicle is necessary.

Requirements

High school graduation or equivalent.
At least 10 years of banking experience, including 5 years in BSA operations.
Knowledge of personal computers and word-processing and spreadsheet software.
Knowledge of bank data-processing systems.
Ability to interpret regulatory materials.
Technical writing skills.
Ability to train front-line and BSA Department staff effectively on BSA.
Ability to meet established deadlines and work productively both independently and in groups.
Effective written and oral communication skills.
Ability to operate standard office equipment.
Ability to work extended hours occasionally and travel to bank locations and training activities as needed.
Use of a personal vehicle is necessary.

Responsibilities

Direct and oversee the Bank’s BSA/AML compliance program to ensure compliance with applicable federal and state regulations and internal policies and procedures.
Develop, implement, maintain, and annually update BSA-related policies, procedures, risk assessments, and monitoring controls.
Manage suspicious-activity monitoring and investigations, including reviewing system-generated alerts, identifying unusual or suspicious activity, preparing and filing SARs, and presenting cases to the SAR Committee when appropriate.
Complete and submit CTRs within required regulatory deadlines.
Coordinate information-sharing requests under Sections 314(a) and 314(b) of the USA PATRIOT Act.
Conduct Enhanced Due Diligence reviews on high-risk customers.
Maintain the high-risk customer program and recommend account restrictions or closures when warranted by risk.
Review and resolve OFAC and sanctions-related alerts, determine potential matches, and ensure required regulatory reporting is completed.
Research and investigate deposit-account, loan, and other fraud-related activity; identify emerging fraud and BSA/AML risk trends; and recommend mitigation strategies.
Maintain compliance records and logs, including the Monetary Instrument Log and other regulatory reporting records.
Serve as the primary contact for regulatory examinations, audits, and independent reviews of the BSA/AML program; coordinate responses and implement corrective actions as needed.
Lead and direct the BSA Department, including staffing, training, performance management, work assignments, scheduling, coaching, and employee development.
Administer user access and maintain configurations in the Bank’s BSA/AML monitoring platform.
Deliver BSA/AML, OFAC, and related regulatory training to bank employees and the Board of Directors.
Provide BSA compliance guidance and support to branch personnel and other departments.
Resolve BSA inquiries and ensure the accuracy of operational and compliance reports.
Research and process grand jury subpoenas received through official notices email and ensure the accuracy of documentation provided.
Participate in and contribute to the Compliance Committee, Incident Response Committee, and other committees as assigned by senior management.
Perform other duties and special projects supporting the Bank’s compliance, operational, and risk management objectives.