BSA / OFAC Regulatory Compliance & Governance Manager

Toyota North America•Plano, TX

19h•Onsite

About The Position

Toyota Financial Services (TFS) Compliance Department is seeking a passionate and highly motivated BSA / OFAC Regulatory Compliance & Governance Manager. In this pivotal role, you will lead the strategic vision and execution of our Anti-Money Laundering (AML) and Office of Foreign Assets Control (OFAC) programs, ensuring Toyota Financial Savings Bank remains compliant with all applicable laws and regulations. Reporting to the BSA Officer, you will play a key role in shaping our Compliance Management System and guiding a team of compliance professionals to protect the integrity and growth of our business. Success in this role means driving robust AML programs, managing regulatory risks, and collaborating across departments to ensure compliance excellence. Your day-to-day will be varied, impactful, and critical to maintaining trust with regulators and customers alike.

Requirements

Bachelor’s degree in Criminal Justice, Accounting, Finance, or a related field that provides a strong foundation in regulatory compliance.
Relevant certifications such as CAMS, CFCS, CAFP, CRCM, or CFE that validate your expertise in anti-money laundering and financial crime prevention.
8+ years of hands-on experience managing BSA/AML compliance programs within financial services or a related industry.
Advanced knowledge of AML/BSA regulations including the Bank Secrecy Act, USA PATRIOT Act, OFAC requirements, and related federal/state laws.
Proven expertise in suspicious activity monitoring, KYC/CDD/EDD processes, and regulatory risk assessment.
Demonstrated success working with state and federal banking regulators in a leadership capacity.
Ability to prepare written BSA/AML reports for the BSA Officer, Chief Compliance Officer and Enterprise Risk Committee
Experience managing teams in a matrixed organization with a focus on collaboration and results.
Ability to travel up to 10%

Nice To Haves

Advanced degree (MBA, JD) that deepens your regulatory or compliance expertise.
Prior experience working within a regulated financial institution or similar environment.
Prior experience in tuning case management systems and model ownership.
Direct knowledge of auto lending compliance.
Specialized skills in compliance program development or regulatory technology tools.

Responsibilities

Lead enterprise-wide BSA/AML/OFAC risk assessments for new products and services, ensuring compliance and risk mitigation from concept to launch.
Strengthen and evolve key AML program elements such as client risk rating, third-party oversight, and enhanced due diligence processes.
Serve as the go-to expert for BSA/AML/OFAC compliance across the organization, providing guidance on complex regulatory matters.
Act as primary liaison with external regulators and internal audit teams, representing Toyota Financial Services with professionalism and expertise.
Develop and deliver training programs to educate business units on emerging fraud trends and AML suspicious activity typologies.
Collaborate closely with Legal and business teams to assess compliance impacts of new regulations and strategic initiatives.
Oversee compliance monitoring systems testing to ensure effectiveness and continuous improvement.
Provide leadership, mentorship, and strategic direction to a team of compliance professionals, fostering growth and high performance.
Prepare detailed compliance reports and metrics for senior leadership, the Enterprise Risk Committee, and Board of Directors.

Benefits

A work environment built on teamwork, flexibility and respect
Professional growth and development programs to help advance your career, as well as tuition reimbursement
Team Member Vehicle Purchase Discount
Toyota Team Member Lease Vehicle Program (if applicable)
Comprehensive health care and wellness plans for your entire family
Toyota 401(k) Savings Plan featuring a company match, as well as an annual retirement contribution from Toyota regardless of whether you contribute
Paid holidays and paid time off
Referral services related to prenatal services, adoption, childcare, schools and more
Tax Advantaged Accounts (Health Savings Account, Health Care FSA, Dependent Care FSA)
Relocation assistance (if applicable)