BSA KYC Analyst

Banco do Brasil Americas • Miami, FL

3d

About The Position

BB Americas Bank is seeking an experienced BSA KYC Analyst to review and oversee new deposit account onboarding and loan-related KYC processes, ensuring compliance with the Bank's BSA/AML and OFAC programs. The role partners with the BSA Officer, lenders, and branch teams to verify account documentation, support risk management initiatives, conduct customer due diligence, and meet applicable regulatory requirements.

Requirements

• Minimum 2–5 years of banking, compliance, BSA/AML, KYC, OFAC, or related experience, or an equivalent combination of education and experience.
• Strong knowledge of BSA/AML, KYC, CDD, EDD, OFAC, and banking regulatory requirements.
• Experience conducting customer due diligence, investigations, and risk assessments.
• Excellent analytical, organizational, and communication skills.
• Advanced attention to detail and ability to manage multiple priorities.
• Proficiency in Microsoft Excel and Word.

Nice To Haves

• Bachelor's degree preferred.
• BSA/AML certifications preferred.
• Bilingual English and Portuguese highly preferred; Spanish is a plus.

Responsibilities

• Review deposit account and loan onboarding documentation for compliance with BSA/AML, KYC, CDD, EDD, and OFAC requirements.
• Verify account-opening data, beneficial ownership information, due diligence records, and required compliance validations.
• Conduct OFAC screenings, clear false positives, and investigate negative news or high-risk customer activity.
• Support client risk assessments and escalate potential compliance concerns to the BSA Officer.
• Perform enhanced investigations involving complex ownership structures and high-risk customers.
• Prepare reports, maintain compliance logs, and ensure discrepancies are documented and resolved.
• Assist with high-risk reviews and other compliance-related activities.
• Provide guidance and training to branch and internal personnel regarding account-opening requirements and procedures.
• Stay current on regulatory requirements, bank policies, and compliance best practices.
• Participate in special projects and departmental initiatives as assigned.
• Perform other duties and responsibilities as assigned by management, based on business needs and operational requirements.

Benefits

• Top-tier benefits package and ongoing professional development opportunities.
• Medical, dental, and vision coverage.
• Company-paid short- and long-term disability insurance.
• 401(k) plan with company match eligibility.
• Company life insurance.
• Mental health resources and telehealth support.
• Generous paid time off.
• Birthday PTO.
• Maternity and paternity leave.
• Up to 2 weeks of remote work to care for a family member with medical needs.
• Wellhub membership.
• Hospital indemnity, accident, and critical illness coverage options.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level