Branch Manager/Loan Officer

THE BANK OF COMMERCE • Idaho Falls, ID

3d • Onsite

About The Position

Responsible for daily activities for branches, including officers, while also having commercial lending responsibilities. Responsible for more complex branch operations. Develops and maintains account relationships, both credit and noncredit. Develops primary customer and prospect lists for the purpose of marketing a broad range of bank services. Prepares and presents for approval credit analysis for borrowing requests. Negotiates terms and conditions within assigned parameters. Ensures timely and thorough monitoring of all credits through periodic reviews, continual analysis, and proper documentation. Possesses the ability to remedy deficiencies when appropriate.

Requirements

• Bachelor’s degree from a four year college or university; or ten years related experience and/or training; or equivalent combination of education and experience.
• Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or government regulations.
• Ability to write reports, business correspondence, and procedure manuals.
• Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.
• Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists.
• Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
• Focuses on solving conflict, not blaming; Maintains confidentiality; Listens to others without interrupting; Keeps emotions under control; Remains open to others' ideas and tries new things.
• Assesses own strengths and weaknesses; pursues training and development opportunities; strives to continuously build knowledge and skills; shares expertise with others.
• Speaks clearly and persuasively in positive or negative situations; listens and gets clarification; responds well to questions. Demonstrates group presentation skills.
• Writes clearly and informatively; Able to read and interpret written information.
• Treats people with respect and consideration regardless of their status or position; Keeps commitments; inspires the trust of others; Works with integrity and ethically; Upholds organizational values.
• Follows policies and procedures; Completes administrative tasks correctly and on time; supports organization's goals and values; Benefits organization through outside activities; Supports affirmative action and respects diversity.
• Approaches others in a tactful manner; reacts well under pressure; accepts responsibility for own actions; follows through on commitments.
• Follows instructions, responds to management direction; Takes responsibility for own actions; Keeps commitments; Commits to long hours of work when necessary to reach goals. Completes tasks on time or notifies appropriate person with an alternate plan.

Responsibilities

• Responsible for more complex branch operations.
• Develops and maintains account relationships, both credit and noncredit.
• Develops primary customer and prospect lists for the purpose of marketing a broad range of bank services.
• Prepares and presents for approval credit analysis for borrowing requests.
• Negotiates terms and conditions within assigned parameters.
• Ensures timely and thorough monitoring of all credits through periodic reviews, continual analysis, and proper documentation.
• Possesses the ability to remedy deficiencies when appropriate.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level