Branch Finance Manager

Byrider•Lansing, MI

2d•Onsite

About The Position

Byrider is looking for an experienced Branch Finance Manager to oversee the branch’s finance operations with a strong focus on underwriting, credit decisions, collections, and portfolio performance. This is an excellent opportunity for a finance professional who enjoys making decisions, managing risk, and helping customers succeed.

Requirements

Experience in consumer finance, lending, credit, collections, or automotive finance
Strong understanding of credit analysis and underwriting
Strong analytical and decision-making skills
Comfortable working with financial information and performance metrics
Excellent communication and customer service skills
Ability to balance risk management with customer needs
Strong organization and follow-through

Nice To Haves

Collections or portfolio management experience preferred
Leadership or management experience preferred
Automotive finance or Buy Here Pay Here (BHPH) experience is a plus

Responsibilities

Manage daily branch finance and credit operations
Review customer applications and make sound underwriting and credit decisions
Analyze credit reports, income, debt, payment history, and overall creditworthiness
Structure financing that balances customer needs and company risk
Monitor loan performance and portfolio quality
Oversee collections and delinquency management
Contact customers regarding past-due accounts and develop effective payment solutions
Work with customers to resolve account issues and maintain successful payment relationships
Monitor key finance and collections metrics and take action to improve performance
Ensure all financing, documentation, and collection activities follow company policies and compliance requirements
Partner with Sales and Service teams to support overall branch performance
Coach and develop team members on finance, underwriting, and collections processes