Bodily Injury Claims Specialist

Munich Re Careers•Batavia Township, OH

2d•Hybrid

About The Position

American Modern Insurance Group, Inc., a Munich Re company, is a widely recognized specialty insurance leader that delivers products and services for residential property – such as manufactured homes and specialty dwellings – and the recreational market, including boats, personal watercraft, classic cars, and more. We provide specialty product solutions that cover what the competition often can’t. Headquartered in Amelia, Ohio, and with associates located across the United States, we are part of Munich Re’s Global Specialty Insurance division. Our employees receive boundless opportunity to grow their careers and make a difference every day. American Modern Insurance Group offers flexibility with our hybrid work environment. Employees are typically in the office 40-50% of the time to allow for face to face collaboration. We are located in Amelia, OH, a suburb of Cincinnati, Ohio. American Modern is seeking an experienced Liability Claims Specialist who is ready to take the next step in their claims career. In this role, you will manage moderate to complex bodily injury and liability claims, evaluate coverage, liability, and damages, and negotiate settlements with individuals, attorneys, and insurance carriers. You'll have the opportunity to handle unique specialty insurance exposures while building advanced technical expertise in a collaborative environment backed by Munich Re. Whether your goal is to deepen your claims knowledge or pursue future technical or leadership opportunities, American Modern offers a strong platform for long-term career growth. Depending on experience, candidates may be considered for multiple levels, including Adjuster III, Senior Adjuster, Claim Specialist I, or Claim Specialist II.

Requirements

Extensive experience (five or more years) managing Liability Bodily Injury claims, with a proven track record of effectively handling claims characterized by significant complexity and severity
Excellent verbal and written communication skills
Proven research and investigative skills
Experience utilizing claims systems, digital documentation tools, and Microsoft Office products
Self-motivating, results-driven individual, who is comfortable with change
Ability and desire to work with limited direction and multi-task in a fast-paced and “team first” environment
Good understanding of insurance and medical terminology required
Demonstrated problem-solving and decision-making skills
Proven analytical abilities to review and analyze data

Nice To Haves

Industry related training or coursework such as AIC, CPCU, or SCLA are preferred

Responsibilities

Interpret coverage, conduct investigations, and interview insureds, witnesses, and 3rd party claimants
Negotiate settlements with individuals, other insurance carriers and/or attorneys, and process loss settlements
Complete appropriate oral, written, and on-line reports to reflect and supplement all file activity
Identify, interpret, and address a wide range of regulatory, contractual, and internal compliance requirements while ensuring claims are handled accurately and in accordance with applicable standards
Set and maintain adequate reserves on claim files
Obtain and review reports, statements, records, and related materials as necessary
Perform other duties as assigned

Benefits

Two options for your health insurance plan (PPO or High Deductible)
Prescription drug coverage (included in your health insurance plan)
Vision and dental insurance plans
Additional insurance coverages provided at no cost to you, such as basic life insurance equal to 1x annual salary and AD&D coverage that is equal to 1x annual salary
Short and Long Term Disability coverage
Supplemental Life and AD&D plans that you can purchase for yourself and dependents (includes Spouse/domestic partner and children)
Voluntary Benefit plans that supplement your health and life insurance plans (Accident, Critical Illness and Hospital Indemnity)
A robust 401k plan with up to a 5% employer match
A retirement savings plan that is 100% company funded
Paid time off that begins with 24 days each year, with more days added when you celebrate milestone service anniversaries
Eligibility to receive a yearly bonus as a Munich Re employee
A variety of health and wellness programs provided at no cost
Paid time off for eligible family care needs
Tuition assistance and educational achievement bonuses
A corporate matching gifts program that further enhances your charitable donation
Paid time off to volunteer in your community