Bodily Injury Claims Adjuster (Remote)

K2 Security Insurance•Houston, TX
•Remote

About The Position

Patriot MGA is seeking a full-time remote Bodily Injury Claims Adjuster to investigate, evaluate, and resolve first- and third-party private passenger auto liability casualty claims. The role requires a self-motivated, detail-oriented, highly organized professional with strong decision-making ability. The company describes its culture as collaborative and focused on accountability, teamwork, and continuous improvement, and seeks customer-focused professionals committed to accurate, efficient, and regulatorily compliant claims handling. The adjuster manages assigned claims from investigation through resolution, including evaluating coverage, liability, and damages; maintaining appropriate reserves and diary/task management; negotiating bodily injury claims; and documenting claim activity and decisions. The position reports to the Claims Supervisor or Claims Manager.

Requirements

  • At least 3 years of bodily injury auto claims handling experience.
  • Experience in an MGA, carrier, or insurance claims administration environment.
  • Active adjuster licenses in applicable states, or the ability to obtain required licenses.
  • Strong attention to detail.
  • Ability to thrive in a high-stress, fast-paced work environment.
  • Ability to positively affect team culture and morale.
  • Ability to stay organized in a fast-paced environment.
  • Ability to handle confrontational situations with first- and third-party customers.

Nice To Haves

  • 5 or more years of bodily injury auto claims handling experience.

Responsibilities

  • Investigate and resolve questions regarding coverage, liability, and damages for private passenger bodily injury auto claims.
  • Ensure proper reserving and diary/task management for all assigned claims.
  • Follow Patriot MGA standard operating procedures and best claims practices.
  • Provide customer service to insureds, claimants, carriers, and partners.
  • Contribute positively to company culture and morale.
  • Adjust claims in compliance with applicable state regulations.
  • Thoroughly document claims activities to support investigation decisions.
  • Evaluate and negotiate bodily injury claims with injured parties or their representatives.
  • Document and answer demands in accordance with Patriot MGA best claims practices and state regulations.

Benefits

  • Competitive pay
  • Bonus plan
  • Medical insurance with no waiting period
  • Dental insurance with no waiting period
  • Vision insurance with no waiting period
  • Generous paid time off in year of hire
  • 401(k) with employer matching
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