Bilingual solutions support agent

BMO • VIRTUAL61 - REMOTE/TELETRAVAIL - QC - BMO, QC

1d • CA$36,000 - CA$54,500 • Remote

About The Position

Application Deadline: 07/05/2026 Address: VIRTUAL61 - REMOTE/TELETRAVAIL - QC - BMO Job Family Group: Customer Shared Services Collaborates in the review and evaluation of delinquent, high risk, or written-off accounts for possible collections opportunities. Understands customer needs and provides collections-related sales and service to BMO customers or prospects. Advises customers on payment strategies and products that meet their objectives. Fulfills sales and service activities for the customer in accordance with approved procedures. Support areas may include, but are not limited to, coaching and training, quality audits, vendor management and credit collection disputes. Delivers exceptional customer service that builds trust through expertise, responsive service and support. Develops rapport and instils confidence with clients in order to develop credibility and earn their trust as relationship manager. Develops and maintains long-term, profitable relationships and expands share of wallet. Executes established loss mitigation processes/procedures for the resolution of non-performing and high risk accounts. Handles incoming calls in an informed, professional, and efficient manner. Probes to understand customer needs and provides advice related to payments and overall collections strategies in the best interests of the customer. Sends out client communications, processes transactions and interacts with internal stakeholders to ensure customer needs are met. Integrates marketing promotions and programs into customer conversations as appropriate. Analyzes data and information to provide insights and recommendations. Manages all transactions related to customer calls or refers to appropriate internal business groups. Escalates complex or unresolved customer situations to managers as required. Completes required documentation to ensure customer’s requests are accurately processed. Organizes work information to ensure accuracy and completeness. Collaborates in efficient functioning of collections life cycle. Includes participating in the execution of established loss mitigation solutions for the successful resolution of non-performing and high risk accounts. Solutions range from various loan modification options to liquidation for borrowers with delinquent and high risk loans in order to offer default / foreclosure alternatives and minimize losses. Delivers exceptional customer service that builds trust through expertise, responsive service and support. Follows documented policies and procedures to execute transactions, activities and processes. Keeps abreast of needs of the Collections departments. Identifies and makes referrals to other business groups as needed. Maintains current knowledge of collections strategies, practices, and trends and integrates into customer conversations in a professional manner. Maintains the confidentiality of customer and Bank information. Supports continuous improvement initiatives by identifying and implementing changes to make processes more effective and efficient. Develops and maintains awareness of industry trends and best practices and the regulatory environment as it relates to collections products and services. Completes complex & diverse tasks within given rules/limits. Analyzes issues and determines next steps; escalates as required. Broader work or accountabilities may be assigned as needed. Take measured risks while protecting the bank by applying our Risk Management Framework in the execution of your role, in line with our Risk Culture and within our approved Risk Appetite, making sound and risk informed decisions that align to business strategy, protect assets, and adhere to applicable policy documents (Frameworks, Policies, Standards, Procedures and Supporting documents), laws and regulations.

Requirements

• Typically between 1 – 2 years of relevant experience
• Post-secondary degree in related field of study desirable or an equivalent combination of education and experience.
• Working knowledge of federal, state/provincial and local laws pertaining to Consumer Collections and functional area.
• Knowledge of BMO products and services.
• Knowledge of competitive marketplace and trends in product offerings.
• Basic specialized knowledge.
• Verbal & written communication skills - Good.
• Organization skills - Good.
• Collaboration & team skills - Good.
• Analytical and problem solving skills - Good.
• Fluent in French and English as this role provides support to clients and team members inside and/or outside the province of Quebec.

Responsibilities

• Review and evaluate delinquent, high risk, or written-off accounts for possible collections opportunities.
• Provide collections-related sales and service to BMO customers or prospects.
• Advise customers on payment strategies and products that meet their objectives.
• Fulfill sales and service activities for the customer in accordance with approved procedures.
• Support areas may include coaching and training, quality audits, vendor management and credit collection disputes.
• Deliver exceptional customer service that builds trust through expertise, responsive service and support.
• Develop rapport and instill confidence with clients to develop credibility and earn their trust as a relationship manager.
• Develop and maintain long-term, profitable relationships and expand share of wallet.
• Execute established loss mitigation processes/procedures for the resolution of non-performing and high risk accounts.
• Handle incoming calls in an informed, professional, and efficient manner.
• Probe to understand customer needs and provide advice related to payments and overall collections strategies.
• Send out client communications, process transactions and interact with internal stakeholders.
• Integrate marketing promotions and programs into customer conversations.
• Analyze data and information to provide insights and recommendations.
• Manage all transactions related to customer calls or refer to appropriate internal business groups.
• Escalate complex or unresolved customer situations to managers.
• Complete required documentation to ensure customer’s requests are accurately processed.
• Organize work information to ensure accuracy and completeness.
• Collaborate in efficient functioning of collections life cycle.
• Participate in the execution of established loss mitigation solutions for the successful resolution of non-performing and high risk accounts.
• Follow documented policies and procedures to execute transactions, activities and processes.
• Keep abreast of needs of the Collections departments.
• Identify and make referrals to other business groups as needed.
• Maintain current knowledge of collections strategies, practices, and trends and integrate into customer conversations.
• Maintain the confidentiality of customer and Bank information.
• Support continuous improvement initiatives by identifying and implementing changes to make processes more effective and efficient.
• Develop and maintain awareness of industry trends and best practices and the regulatory environment as it relates to collections products and services.
• Complete complex & diverse tasks within given rules/limits.
• Analyze issues and determine next steps; escalate as required.
• Take measured risks while protecting the bank by applying our Risk Management Framework in the execution of your role, in line with our Risk Culture and within our approved Risk Appetite, making sound and risk informed decisions that align to business strategy, protect assets, and adhere to applicable policy documents (Frameworks, Policies, Standards, Procedures and Supporting documents), laws and regulations.

Benefits

• health insurance
• tuition reimbursement
• accident and life insurance
• retirement savings plans

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Associate degree