Bilingual Jr Relationship Manager, Analyst/Associate

Mitsubishi UFJ Financial Group•New York, NY

20d•Hybrid

About The Position

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world. With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded. The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details. Job Summary The Junior Relationship Manager will support the management and growth of a corporate banking portfolio, serving as a Junior Account Officer and developing strong relationships with new and existing clients. Working closely with Relationship Managers, they will identify opportunities across lending, deposits, transaction banking, foreign exchange, derivatives, and other banking solutions. The role will also contribute to credit analysis, deal execution, cross-selling initiatives, and strategic projects supporting Japanese corporate clients. The ideal candidate brings strong financial and analytical capabilities, excellent communication skills, and the ability to coordinate effectively with clients and internal partners in the United States, Japan, and other global markets. Fluency in both Japanese and English is required.

Requirements

Bachelor’s degree in Business / Finance / Economics required.
1+ years of professional experience; banking experience in U.S. and international market is required.
Strong interpersonal and organizational skills.
Strong financial aptitude and broad analytical ability.
Excellent oral and written communications skills including excellent business writing, editing, proofreading, and presentation skills.
Bilingual in Japanese and English is required.

Nice To Haves

3+ years of banking experience in U.S. and international marketplace is preferred.
Knowledge of domestic and foreign financial markets and products, including non-banking financial institutions, is preferred.

Responsibilities

Develop a well-balanced strategic and operational business plan, incorporating objectives, product planning, marketing, and sales strategies, in line with the guidelines provided by Relationship Manager (RM).
Face customers to: 1) maintain customer relationships and manage accounts, gaining a deep understanding of their businesses, organizations, and banking transactions; 2) develop new business opportunities in areas such as commercial loans, deposits, transaction banking, foreign exchange, and derivatives; 3) negotiate terms and conditions to maximize profitability and minimize risks.
Act as a key member of the deal team by preparing lending proposals and pitching to prospective clients.
Promote cross-selling initiatives across the Bank's services to enhance sector penetration and returns, turning client interactions into significant sales opportunities.
Structure loan financing based on thorough risk assessments and assist in securing credit approvals from the Bank's appropriate authorities.
Promote the Bank’s strong relationship banking culture through continuous customer engagement, quality client services, and in-depth product knowledge.
Support RMs by acting as their liaison to various internal parties such as the Product Office in the U.S., Headquarters in Tokyo, Japan, and MUFG’s other offices/branches all over the world.
Assist the teams’ business operations, client facing activities, and internal or client inquiries, such as regulatory reporting, arranging business trips or client meetings, and creating meeting minutes/call memos.
Participate in various projects including rule / procedure changes, revising fee table, and improving operational efficiency and effectiveness.
Assist with duties or inquiries related to compliance matters.
Ensure adherence to all bank policies and procedures related to regulatory compliance as required.
Perform and coordinate other duties and projects as assigned by Department Head, Team Manager or RMs.