Bilingual CST Specialist 1

Union Bank & Trust Career•Lincoln, NE

5d•Hybrid

About The Position

The Bilingual Customer Support Specialist 1 educates and assists customers with account inquiries as well as product and service-related issues. Assistance is provided primarily over the phone, but can include chat, email or Secure Message Center in a limited capacity. The Specialist is a problem solver and completes applicable documentation while providing an excellent experience. This role is eligible for a hybrid work from home opportunity under the work from home guidelines up to one day per week upon completion of onboarding. Hours: Full-Time (40 hours), Monday – Friday 10:30 AM – 7:00 PM.

Requirements

At least 1 year experience in a Call Center or Customer Service position preferred.
Fluent in Spanish strongly preferred.
Prior bank experience and/or knowledge of Union Bank’s products, services preferred.
Proficient in Microsoft Word, Excel and in working with other financial software.
Effective communicator
Positive and people focused
Organized and time efficient
Computer program and software problem solver
Deadline driven
Self-directed and takes initiative

Responsibilities

Educate and assist customers with account inquiries, product, and service-related issues or transactions primarily over the phone, through online chat, and email on occasion.
Responsible for assisting customers in 3 phone queues including Customer Support, Debit Card, and UBTgo as well as maintaining appropriate knowledge of products, fees and policies, promotions and technical support skills necessary for the assigned queue.
Identify, educate and document Fraud/Compliance Issues and provide resolution to our customers and serve as a liaison to Compliance Department for additional follow-up and reporting.
Participate in outbound projects to include online follow up and fraud alerts; additional outbound projects as needed.
Document and maintain account maintenance requests efficiently and accurately.
Troubleshoot and resolve customer issues in a timely manner using knowledge and proven technical skills.
Acquire general knowledge of departments such as Deposit Services, Electronic Banking, Customer Service, Operations and Loan Collections for effective problem resolution.
Acquire extensive understanding of banking specific systems and customer retail applications including Navigator, BPM, Client Central, Right Now, Director, UBTgo UBTBusiness online, Bill Pay, UPP, FTNI, Visa Online, Verified by Visa, Centrix, Launch Compass (Zelle), Okta, and Deluxe.
Evaluate risk based on account review and appropriate discovery with each caller to increase various banking limits up to your approved amount.
Remove suspensions due to NSF or inactivity from Zelle, dual approve debit card increases up to $15,000 and mobile deposit exception increases up to $25,000.
Assess probable fraudulent situations quickly, both a caller who is attempting a form of fraud, or a situation our customer may be defrauded in, and educate accordingly.
Collaborate with Financial Crimes workgroup regarding such scenarios.
Manage time effectively to meet department expectations regarding productivity.
Educate and assist customers with inquiries regarding bank communication and Marketing promotions.
Build customer relationships to uncover account and lending needs, proactively.
Participate in ongoing trainings, coaching, and meetings to ensure continued growth, proactively.
Assist UBT employees with their inquiries in all queues.
Promote Union Bank’s customer service philosophy.
Participate in ongoing product and sales training.
Understand and adhere to all bank policies, laws and regulations applicable to their role.
Complete compliance training; follow internal processes and controls as required.
Report all compliance issues, violations of law or regulations in accordance with the steps defined in bank policies.
Performs other job-related duties or special projects as assigned.
Regular and reliable attendance is an essential function of this position.