Bilingual Commercial Underwriting Manager, BES

EQ Bank | Equitable Bank•Montreal, QC

1d•Hybrid

About The Position

As part of a growing, dynamic & solution-focused commercial team, the Commercial Mortgage Underwriter is responsible for underwriting conventional commercial mortgages. The underwriter must adhere to established policies and underwriting standards, meeting compliance and control requirements, while finding creative and service-oriented solutions in a timely manner in order to achieve department goals as well as annual target volumes. Additional credit-related and administrative duties are also required such as reporting and pipeline management. As well, networking with mortgage brokers, partners and other external third parties along with various staff within the Credit & Risk group & other internal departments.

Requirements

Bilingualism is required
Proficient underwriting skills with a minimum 2 years commercial mortgage experience and/or SFR underwriting experience
Demonstrated service excellence within their field
Post-secondary education (diploma/degree) preferred , preferably in business or finance
Good working knowledge of MS Office (primarily word and excel)
Effective analytical and problem solving skills
Strong business sense combined with sound technical knowledge of secured lending and factors affecting the commercial mortgage market
Excellent organizational and time management skills
Ability to handle multiple competing priorities while providing optimal customer service
Excellent communication skills, both oral and written
Ability and desire to attend broker related events as required (often, after hours)
Access to a vehicle for site inspections

Responsibilities

Analyze and underwrite commercial credit facilities together with additional credit related and administrative duties, for conventional commercial mortgage product types.
Ensure compliance with the company’s established lending guidelines and procedures with recommendations submitted for approval to management.
Ensure all lending criteria have been satisfied on deals underwritten and outstanding documentation/conditions, if any, are being met in a timely manner.
Communicate with internal contacts (funders, managers, administrators, and commercial sales staff) as well as external contacts (lending partners, mortgage brokers, Clients, solicitors, appraisers and consultants) to ensure transactions are processed in a timely and efficient manner in order to deliver superior customer service and funding deadlines.
Perform site inspections of properties or drive-by inspections may be required, on a deal-to-deal basis.
Responsible for pipeline review and time management of their deal flow in order to meet prescribed deadlines.
Responsible for various administration and reporting duties required for the department/Company, which will be relied upon by Senior Management.