Bi-Lingual Mortgage Loan Officer - Orlando, FL

Clayton•Orlando, FL

5d•Onsite

About The Position

At Silverton Mortgage, our team members recognize that home loans are as unique as the people who seek them and work closely with borrowers to find the right program to fit their specific needs. We are guided by the strong belief that communication is key, which is why we take pride in helping home buyers through the entire loan process, from application to closing, managing all aspects in-house. We take pride in giving back to the community which is why we started the Silverton Foundation with the mission to provide a mortgage and rent assistance program to help reduce financial and emotional burdens, allowing parents to focus on their child’s health. Our goal is that when their child is ready to return after the crisis, their home and loved ones are waiting. Earned 2022 & 2024 Top Workplaces Culture Excellence recognition for Innovation, Work-Life Flexibility, and Compensation & Benefits issued by Energage and USA Today. Recognized in Atlanta Business Chronicle for multiple years as one of the Best Places to Work, and as a Top Workplace in both the Atlanta Journal-Constitution and Charlotte Observer.

Requirements

Meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS.
Ability to communicate clearly, effectively using both verbal and written communication, across a variety of audiences.
Strong computer skills, experience utilizing laptop technology and loan originator software.
Excellent time management skills.

Nice To Haves

Preferred minimum of 2 years of residential mortgage origination.
Documented residential mortgage loan volume in the past 12 months.
Established relationships with local referral networks.

Responsibilities

Originating residential mortgage loans that meet Silverton’s guidelines.
Abiding by and remaining in compliance with all Federal and State laws governing the mortgage industry, as well as any additional applicable laws in the states in which Silverton is currently licensed.
Maintaining active Mortgage Loan Originator licensure and keeping current information in the National Mortgage Licensing System.
Abiding by Silverton’s company-specific compliance policies, including but not limited to Silverton’s Anti-Money Laundering policies, Safeguard Governance, Regulation Z, Red Flag, RESPA and other policies.
Meeting production guidelines as established by the Branch Manager.
Originating the file, quoting, making application, disclosing within RESPA, Reg Z and Fair Credit and Reporting guidelines and requesting all required documentation from the client.
Communicating the loan process to borrowers, fully describing the borrower’s responsibilities during the loan application and loan term.
Verifying information provided by the borrower, completing the application review and preparing the file for submission to underwriting, meeting all conditions.
Submitting files into processing.
Self-managing time and structuring work hours when companies are open and consumers are available to ensure availability to customers and Silverton’s support staff.
Generating own leads. As a general rule, Silverton does not provide leads to MLOs. Business should be built on referrals from existing customers and contacts.