Benefits Solutions Lead — US & NAMER

Multiplier Technologies Private Limited • New York, NY

7d

About The Position

Multiplier is seeking to elevate its US benefits offering from a referral/pass-through model to a licensed co-broker and eventually a broker of record. This involves launching a native benefits administration platform for US Global Payroll and EOR clients. The role requires a licensed US benefits practitioner with experience on the broker or carrier side, capable of managing plan procurement, quoting, placement, and renewals, and serving as Multiplier's benefits authority to US clients and carriers.

Requirements

• Active US Life, Accident & Health insurance producer license (resident state license, in good standing, verifiable via NIPR/NAIC). Non-resident licenses in additional states, or willingness to obtain them within 60 days, required.
• 7+ years in US employee benefits in a broker, consultant, carrier, or benefits-administration capacity (not HR-generalist benefits admin only).
• Direct working experience with top-tier US brokerages (e.g., Marsh McLennan / Mercer, HUB International, Gallagher, Aon, WTW, Alliant, NFP, USI, Brown & Brown, OneDigital), including naming accounts, deal sizes, and relationship nature.
• Hands-on placement and management experience with top US health carriers (e.g., UnitedHealthcare, Aetna/CVS, Cigna, Elevance/Anthem BCBS, Kaiser Permanente, Humana) and ancillary carriers (e.g., Guardian, MetLife, Principal, Unum, Sun Life, Lincoln).
• Demonstrated ownership of HSA, FSA, HRA, COBRA, and commuter/transit benefits, including design, vendor management, and payroll integration (e.g., HealthEquity, WEX, Alight, Optum Financial, TASC, Edenred/Commuter Benefit Solutions).
• Full renewal cycle ownership, including marketing a census, negotiating rates, and running open enrollment for multi-state US populations.
• US compliance fluency in ACA reporting, ERISA, COBRA, HIPAA, Section 125, and state-specific mandates.
• Experience at or selling into a PEO / EOR / Global Payroll provider, and familiarity with benefits for small, distributed multi-state employer groups.
• Experience standing up a new brokerage entity or BoR model (appointments, commission agreements, E&O, carrier onboarding).
• Canada benefits exposure (Manulife / Canada Life / Sun Life) for full NAMER coverage.
• Comfort with data, including census files, reconciliation, and PEPM/commission modeling in spreadsheets.
• Relevant certifications: CEBS, GBA, PHR/SHRM-CP, RHU.

Nice To Haves

• Benefits administration platform experience with systems like Employee Navigator, bswift, Noyo, Ideon, Clasp, Alight, Sequoia.

Responsibilities

• Act as Multiplier's licensed producer/co-broker of record for US business; support entity licensing, appointments, and non-resident licensing across NAMER states.
• Design and procure medical, dental, vision, life/AD&D, STD/LTD, and voluntary benefits; build and defend plan architecture for EOR and Global Payroll populations.
• Manage relationships and quoting cycles with national carriers and broker partners; negotiate rates, commission schedules, and renewal terms.
• Oversee ancillary/pre-tax programs including HSA, FSA (health/dependent care), HRA, COBRA, and commuter/transit benefits, covering vendor selection, plan documents, funding, and payroll mechanics.
• Manage the end-to-end US renewal calendar, including census, marketing, rate negotiation, employee communications, and open enrollment.
• Partner with Product/Engineering on the benefits administration platform build, including census exchange, quoting workflow, carrier connections, enrollment, and billing, serving as the US compliance and domain SME.
• Ensure compliance with ACA (1094/1095, ALE, affordability), ERISA, COBRA, HIPAA, Section 125, 5500 filings, and state mandates.
• Support Sales and Partnerships in client conversations, pricing (PEPM + commission), and RFP/RFI responses.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: No Education Listed